Essex County and Saugus Town property record for 12 Davis St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,446 sqft · built 1975 |
| Lot Size | 0.115 acres (5,005 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,000 (Dec 1998) |
| Tax Bill | $6,478 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Refinance + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0004 L:0005 |
| Primary APN | SAUG M:006-E B:0004 L:0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 2,766 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,005 sqft (0.115 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5302007 |
|---|---|
| Street Address | 12 DAVIS ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP |
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP |
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED'L MTG |
| Sep 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage NEW FED'L MTG |
| Jun 30, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage NEW FED'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 1998 · Amount on Record |
| Deed Sale | Dec 28, 1998 · Amount on Record |
| Prior Sale | Dec 9, 1987 · Amount on Record |
| Transfer Doc | 0000583895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000623113 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 623113 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 623113 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 623113 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Document Number | 0000615552 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 DAVIS ST SAUGUS MA 019063518, SAUGUS, MA 01906-3518 |
| Document Number | 0000615552 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 615552 |
| Name | NEW FED MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Document Number | 0000610961 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 DAVIS ST SAUGUS MA 019063518, SAUGUS, MA 01906-3518 |
| Document Number | 0000610961 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 610961 |
| Name | NEW FED MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 24, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Document Number | 0000601082 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 DAVIS ST SAUGUS MA 019063518, SAUGUS, MA 01906-3518 |
| Document Number | 0000601082 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 601082 |
| Name | NEW FED MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Document Number | 0000591528 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000591528 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 591528 |
| Name | NEW FED'L MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Document Number | 1709070007 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | 1709070007 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 1709070007 |
| Name | NEW FED'L MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 30, 2017 |
| Property Address | 12 DAVIS ST, SAUGUS, MA 01906-3518 |
| Document Number | 0000583895 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 583895 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 DAVIS ST SAUGUS MA 019063518, SAUGUS, MA 01906-3518 |
| Document Number | 583896 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 583896 |
| Name | NEW FED'L MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,478.00 (+3.3%) | $621,700 (+5.88%) Land $344,300 Building $272,200 | $734,026 (+3.03%) |
| 2025 | $6,271.00 (+2.37%) | $587,200 (+2.09%) Land $314,500 Building $272,700 | $712,405 |
| 2024 | $6,126.00 (+4.54%) | $575,200 (+10.53%) Land $306,000 Building $269,200 | |
| 2023 | $5,860.00 | $520,400 Land $267,800 Building $252,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 20 (1978–2011) |
| Claims Outside the SFHA | 10 of 20 |
| Most Recent Claim | Jul 2011 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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