12 David St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 12 David St, Ladera Ranch, CA 92694 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,389 sqft · built 2006
Lot Size	0.18 acres (7,828 sqft)
Owner	Individual Name on File
Last Sale	$2,400,000 (Jun 2026)
Tax Bill	$22,514 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`741-511-19`

Property Details

APN / Parcel Number

Primary APN	`741-511-19`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,389 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,828 sqft (0.18 acres)
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12 DAVID ST
City	LADERA RANCH
State	CA
Zip	92694-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16473 BLK LOT 50
Legal Subdivision	TRACT NO 16473
Legal Tract	16473
Legal Lot Number	50
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32058

Owner

Source: Orange County records · APN 741-511-19

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 DAVID ST, LADERA RANCH, CA 92694-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Aug 08, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jun 03, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 05, 2021	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE
Aug 05, 2021	Grant Deed, Transfer · Conventional Mortgage UBS BANK USA
Jun 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Prior Sale	Aug 05, 2021 · Amount on Record
Deed Document Number	2026158728
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0000495193
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 DAVID ST, MISSION VIEJO, CA 92694-1522
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DAVID ST, LADERA RANCH, CA 92694-1522

Mortgage

Document Number	0000597931
Date	Sep 28, 2021
Instrument	2021000597931

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 DAVID ST, MISSION VIEJO, CA 92694-1522
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DAVID ST, LADERA RANCH, CA 92694-1522

Mortgage

Document Number	0000271077
Date	Aug 08, 2022
Instrument	2022000271077

Lender

Name	FIRST BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 03, 2026
Property Address	12 DAVID ST, LADERA RANCH, CA 92694-1522
Document Number	0000158728
Instrument Date	May 11, 2026
Instrument	2026158728
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$266,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 DAVID ST, LADERA RANCH, CA 92694-1522

Mortgage

Document Number	0000158729,
Date	Jun 03, 2026
Instrument	2026158729

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 05, 2021
Property Address	12 DAVID ST, MISSION VIEJO, CA 92694-1522
Document Number	0000495193
Map Reference	MB 862 PG 11-20
Instrument Date	Jun 23, 2021
Instrument	2021000495193
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	224 AVENUE E # 1, 1, REDONDO BEACH, CA 90277-5089

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 05, 2021
Property Address	12 DAVID ST, MISSION VIEJO, CA 92694-1522
Document Number	0000495194
Map Reference	MB 862 PG 11-20
Instrument Date	Jun 23, 2021
Instrument	2021000495194
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 DAVID ST, LADERA RANCH, CA 92694-1522

Mortgage

Document Number	0000495195
Date	Aug 05, 2021
Instrument	2021000495195

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	12.6%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 24, 2019
Property Address	12 DAVID ST, MISSION VIEJO, CA 92694-1522
Document Number	0000220573
Instrument Date	Jun 13, 2019
Instrument	220573
Transaction Type	Transfer
Record Updated	Jul 01, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 DAVID ST LADERA RANCH CA 926941522, LADERA RANCH, CA 92694-1522
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$22,514.00 (+1.84%) Homeowner's exemption	$1,697,932 (+4.04%) Land $978,915 Building $719,017
2024	$22,108.00 (+1.91%)
2023	$21,694.00 (+0.73%) Homeowner's exemption	$1,632,000 Land $940,902 Building $691,098
2022	$21,537.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590320581, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	About 1 in 347 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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