12 Daniel Ter, Whippany, NJ 07981 Property Records

Morris County and Hanover Township property record for 12 Daniel Ter, Whippany, NJ 07981

Property Summary

Property TypeSingle Family Home
Details1,246 sqft · built 1954
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$635,000 (Dec 2021)
Tax Bill$6,978 (2024)
Deeds & MortgagesJun 2022 Line of Credit
Dec 2021 Sale & Mortgage
+ 1 more
APN12-02002-0000-00006

Property Details

APN / Parcel Number

Primary APN12-02002-0000-00006
Alternative APN
  • 120200200006

Interior

Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Lot Area14,985 sqft (0.344 acres)

Location & Zoning

Street Address12 DANIEL TER
CityWHIPPANY
StateNJ
Zip07981-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Block2002
Legal Lot Number6
JurisdictionMORRIS NJ
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4046
Census Tract42200

Owner

Source: Morris County and Hanover Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 DANIEL TER, WHIPPANY, NJ 07981-1808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 12, 2021Deed, Transfer · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP
Jun 28, 2017Grant Deed, Transfer
PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2021 · Amount on Record
Deed SaleDec 12, 2021 · Amount on Record
Prior SaleJun 28, 2017 · Amount on Record
Deed Document Number202199733
Deed Book / Page24290 / 49
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address12 DANIEL TER, WHIPPANY, NJ 07981-1808
Transaction TypeMortgage
Record UpdatedJul 4, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 DANIEL TERRACE, HANOVER, NJ

Mortgage

Document Number0244330916
DateJun 21, 2022
Book Page24433/916
Instrument2022042211
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateDec 12, 2021
Property Address12 DANIEL TER, WHIPPANY, NJ 07981-1808
Document Number0242900049
Book / Page24290 / 49
Instrument DateSep 24, 2021
Instrument2021099733
Transaction TypeTransfer
Record UpdatedJan 5, 2022
Title CompanyNOT AVAILABLE, GOOD TO BE HOME TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,556.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 ANGELA CT, 16, EAST HANOVER, NJ 07936-1335

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 DANIEL TER, WHIPPANY, NJ 07981-1808

Mortgage

Document Number2021099734
DateDec 12, 2021
Instrument2021099734
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMORRIS NJ
Recording DateJun 28, 2017
Property Address12 DANIEL TER, WHIPPANY, NJ 07981-1808
Document Number0231510107
Book / Page023151 / 000107
Instrument DateMay 15, 2017
Instrument37273
Transaction TypeTransfer
Record UpdatedJan 22, 2018
Title CompanyNOBLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 DANIEL TER WHIPPANY NJ 079811808, WHIPPANY, NJ 07981-1808

Mortgage

Document Number231510112
DateJun 28, 2017
Book Page023151/000112
Instrument37274
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2047

Tax Assessment & Valuation

Source: Morris County and Hanover Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionHanover Township
Secondary School DistrictHanover Park Regional School District (09 - 12)
Elementary School DistrictHanover Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,900 (-) Land $197,200 Building $128,700$325,900 (-) Land $197,200 Building $128,700
2025$325,900 (-) Land $197,200 Building $128,700$325,900 (-) Land $197,200 Building $128,700
2024$6,978.00 (+9.46%)
2023$325,900 Land $197,200 Building $128,700$325,900 Land $197,200 Building $128,700
2022$6,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1994–2012)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST MORRIS COUNTY MUA
serves 62,349 people · EPA ID NJ1424001
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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