12 Cutting Ln, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 12 Cutting Ln, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,179 sqft · built 1920
Lot Size	0.191 acres (8,329 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Sep 2013)
Tax Bill	$5,809 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`31129`

Property Details

APN / Parcel Number

Primary APN	`31129`
Alternative APN	`WALT M:057 B:010 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	3,461 sqft
Basement Area	1,022 sqft
Unfinished Basement	255 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,329 sqft (0.191 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	31129
Street Address	12 CUTTING LN
City	WALTHAM
State	MA
Zip	02453-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	10
Legal Lot Number	2
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	4
Census Block	4005
Census Tract	368300

Owner

Source: Middlesex County and Waltham City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 CUTTING LN, WALTHAM, MA 02453-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jan 20, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2013 · Amount on Record
Deed Sale	Sep 3, 2013 · Amount on Record
Prior Sale	Sep 3, 2013 · Amount on Record
Deed Book / Page	62574 / 95
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	12 CUTTING LN, WALTHAM, MA 02453-1738
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076734-512
Date	Jan 20, 2021
Book Page	76734/512
Instrument	13011

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jan 20, 2021
Property Address	12 CUTTING LN, WALTHAM, MA 02453-1738
Document Number	076734-508
Book / Page	76734 / 508
Instrument Date	Jan 6, 2021
Instrument	13010
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CUTTING LN, WALTHAM, MA 02453-1738

Mortgage

Document Number	076734-512
Date	Jan 20, 2021
Book Page	76734/512
Instrument	13011

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,809.00 (+6.16%)	$591,500 (+4.21%) Land $331,200 Building $260,300	$676,495 (+16.58%)
2024	$5,472.00 (+1.69%)	$567,600 (+8.86%) Land $325,000 Building $242,600	$580,260
2023	$5,381.00	$521,400 Land $294,400 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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