12 Cutlass Way, Waretown, NJ 08758 Property Records

Ocean County and Ocean Township property record for 12 Cutlass Way, Waretown, NJ 08758

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,688 sqft · built 2017
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Apr 2010)
Tax Bill$14,145 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Jan 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN21-00154-0000-00006

Property Details

APN / Parcel Number

Primary APN21-00154-0000-00006
Alternative APN
  • 210015400006

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area2,688 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12 CUTLASS WAY
CityWARETOWN
StateNJ
Zip08758-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SC
Legal Description65X100
Legal SubdivisionSKIPPERS COVE
Legal Block154
Legal Lot Number6
JurisdictionOCEAN NJ
Township / Civil DivisionOCEAN
Census Block Group1
Census Block1040
Census Tract733001

Owner

Source: Ocean County and Ocean Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 CUTLASS WAY, WARETOWN, NJ 08758-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 25, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2010 · Amount on Record
Deed SaleApr 29, 2010 · Amount on Record
Deed Document Number201036951
Deed Book / Page14581 / 1874
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address12 CUTLASS WAY, WARETOWN, NJ 08758-2105
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0174180109
DateMar 25, 2019
Book Page17418/0109
Instrument2019026307
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address12 CUTLASS WAY, WARETOWN, NJ 08758-2105
Document Number0166500029
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 CUTLASS WAY WARETOWN NJ 087582105, WARETOWN, NJ 08758-2105

Mortgage

Document Number0166500029
DateFeb 3, 2017
Book Page016650/000029
Instrument12768
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionOcean Township
Unified School DistrictOcean Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$896,400 (-) Land $345,000 Building $551,400$896,400 (-) Land $345,000 Building $551,400
2025$14,145.00 (+4.58%)$896,400 (+85.28%) Land $345,000 Building $551,400$896,400 (+85.28%) Land $345,000 Building $551,400
2024$13,526.00 (+28.67%)
2023$483,800 Land $197,000 Building $286,800$483,800 Land $197,000 Building $286,800
2022$10,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims42 (2012–2025)
Claims Outside the SFHA1 of 42
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN TWP DEPT OF UTILITIES
serves 15,419 people · EPA ID NJ1520001
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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