Middlesex County and Wilmington Town property record for 12 Cushing Dr, Wilmington, MA 01887
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,419 sqft · built 1992 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,000 (Nov 1991) |
| Tax Bill | $8,182 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WILM M:0021 L:0000 P:0006E |
| Primary APN | WILM M:0021 L:0000 P:0006E |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 2,831 sqft |
| 1st Floor Area | 1,419 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 12 CUSHING DR |
|---|---|
| City | WILMINGTON |
| State | MA |
| Zip | 01887-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | CUSHING ESTATES |
| Jurisdiction | WILMINGTON MA |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 331300 |
12 Cushing Dr is owned and occupied by two individuals who bought it in November 1991.
Source: Middlesex County and Wilmington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CUSHING DR, WILMINGTON, MA 01887-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 1991 · Amount on File |
| Deed Sale | Nov 29, 1991 · Amount on File |
| Deed Book / Page | 5722 / 17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 12 CUSHING DR, WILMINGTON, MA 01887-2000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35384-128 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 35384/128 |
| Instrument | 11460 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 12 Cushing Dr was $8,182, up 7.4% from the year before.
Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wilmington Town |
| Unified School District | Wilmington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,182.00 (+7.4%) | $717,100 (+7.79%) Land $333,500 Building $383,600 | $740,354 (-7.18%) |
| 2025 | $7,618.00 (+0.93%) | $665,300 (+0.74%) Land $308,800 Building $356,500 | $797,620 (+4.23%) |
| 2024 | $7,548.00 (+3.41%) | $660,400 (+8.03%) Land $308,800 Building $351,600 | $765,225 |
| 2023 | $7,299.00 | $611,300 Land $280,800 Building $330,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Cushing Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1978–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cushing Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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