12 Cushing Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 12 Cushing Ave, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 4,139 sqft · built 2025
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Sep 2024)
Tax Bill$10,423 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN02-047-06490700

Property Details

APN / Parcel Number

Primary APN02-047-06490700
Alternative APNs
  • 2-047-06490700
  • 04706490700

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,139 sqft Living Area
Gross Area4,580 sqft
1st Floor Area1,618 sqft
Basement Area1,158 sqft
Finished Basement1,158 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number04706490700
Street Address12 CUSHING AVE
CityANNAPOLIS
StateMD
Zip21403-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 6 SE HLF LT 7 SC BAY RIDGE
Legal SubdivisionBAY RIDGE
Legal Block4
Legal Lot Number6
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4002
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address869 STILL CREEK LN, GAITHERSBURG, MD 20878-3218
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2024 · Amount on Record
Deed SaleSep 10, 2024 · Amount on Record
Prior SaleSep 2, 2016 · Amount on Record
Deed Book / Page40711 / 228
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateMay 19, 2026
Property Address12 CUSHING AVE, ANNAPOLIS, MD 21403-4409
Document Number4235000073
Book / Page42359 / 73
Instrument DateApr 29, 2026
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address12 CUSHING AVE, ANNAPOLIS, MD 21403-4409

Mortgage

Document Number4235000073,
DateMay 19, 2026
Book Page42359/73
Lender
NameBANK OF AMIERCA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,584,800 (+94.06%) Land $820,600 Building $764,200$1,584,800 (+79.19%) Land $820,600 Building $764,200
2025$10,423.00 (+40.13%)$816,667 (+19.89%)$884,400 (+29.83%) Land $820,600 Building $63,800
2023$7,438.00$681,200 Land $629,800 Building $51,400$681,200 Land $629,800 Building $51,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Nearby Flood Policies64 in force
Nearby Flood Claims7 (2003–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cushing Ave

Nearby Streets

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