Anne Arundel County property record for 12 Cushing Ave, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 4,139 sqft · built 2025 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Sep 2024) |
| Tax Bill | $10,423 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-06490700 |
| Primary APN | 02-047-06490700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,139 sqft Living Area |
| Gross Area | 4,580 sqft |
| 1st Floor Area | 1,618 sqft |
| Basement Area | 1,158 sqft |
| Finished Basement | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 04706490700 |
|---|---|
| Street Address | 12 CUSHING AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 6 SE HLF LT 7 SC BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 869 STILL CREEK LN, GAITHERSBURG, MD 20878-3218 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Prior Sale | Sep 2, 2016 · Amount on Record |
| Deed Book / Page | 40711 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 19, 2026 |
| Property Address | 12 CUSHING AVE, ANNAPOLIS, MD 21403-4409 |
| Document Number | 4235000073 |
| Book / Page | 42359 / 73 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 12 CUSHING AVE, ANNAPOLIS, MD 21403-4409 |
| Document Number | 4235000073, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 42359/73 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,584,800 (+94.06%) Land $820,600 Building $764,200 | $1,584,800 (+79.19%) Land $820,600 Building $764,200 | |
| 2025 | $10,423.00 (+40.13%) | $816,667 (+19.89%) | $884,400 (+29.83%) Land $820,600 Building $63,800 |
| 2023 | $7,438.00 | $681,200 Land $629,800 Building $51,400 | $681,200 Land $629,800 Building $51,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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