Baltimore County property record for 12 Cunning Ct, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1985 |
| Lot Size | 0.157 acres (6,849 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,540 (2024) |
| Deeds & Mortgages | Oct 2021 Transfer May 2019 Mortgage |
| APN | 15-1800010301 |
| Primary APN | 15-1800010301 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,849 sqft (0.157 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1800010301 |
|---|---|
| Street Address | 12 CUNNING CT |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DR55 |
| Legal Description | 6849 SQ FT .1572 AC CUNNINGHILL COVE |
| Legal Subdivision | CUNNINGHILL COVE |
| Legal Block | G |
| Legal Lot Number | 111 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 451801 |
12 Cunning Ct is owned and occupied by an individual who acquired it in June 2021.
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CUNNING CT, BALTIMORE, MD 21220-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 4, 2021 | Intrafamily Transfer, Transfer |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2008 |
| Deed Sale | Sep 12, 2008 |
| Prior Sale | Jan 21, 1986 · Amount on File |
| Deed Document Number | 2008384793 |
| Deed Book / Page | 27322 / 643 |
| Last Transfer Date | Jun 25, 2021 |
| Transfer Doc | 0455630164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 4, 2021 |
| Property Address | 12 CUNNING CT, BALTIMORE, MD 21220-1264 |
| Document Number | 0455630164 |
| Book / Page | 45563 / 164 |
| Map Reference | MB EHK JR 53 PG 29 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12 CUNNING CT, MIDDLE RIVER, MD 21220-1264 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 CUNNING CT, BALTIMORE, MD 21220-1264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0414140343 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 41414/343 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $246,233 | $255,000 Land $86,100 Building $168,900 | |
| 2024 | $3,540.00 (+106.65%) | ||
| 2023 | $1,713.00 | $228,700 Land $84,800 Building $143,900 | $228,700 Land $84,800 Building $143,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12 Cunning Ct; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cunning Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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