12 Cummings St, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 12 Cummings St, Ware, MA 01082 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1987
Square Footage	960 sqft Living Area
Lot Size	8,002 sqft (0.184 acres)
Occupancy	Owner Occupied
Tax Bill	$3,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WARE M:00053 B:00000 L:00073`
Alternative APN	`505`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	960 sqft Living Area
Gross Area	1,920 sqft Gross Area
Basement Area	960 sqft Basement
Unfinished Basement	960 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,002 sqft (0.184 acres)

Utilities and HVAC

Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	505
Street Address	12 CUMMINGS ST
City	WARE
State	MA
Zip	01082-1700
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	73
Jurisdiction	WARE MA
Minor Civil Division	WARE
Census Blockgroup	2
Census Block	2010
Census Tract	820102

Owner

Source: Hampshire County and Ware Town records · APN WARE M:00053 B:00000 L:00073

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 CUMMINGS ST, WARE, MA 01082-1700
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	12 CUMMINGS ST, WARE, MA 01082-1700
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015637-244
Date	Jan 23, 2026
Book Page	15637/244
Instrument	1175

Lender

Name	NEWREZ LLC

Agreement

Type	Closed End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Ware Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 (+4.38%)	$218,500 (+19.59%) Land $27,400 Building $191,100
2024			$147,250
2023	$3,153.00	$182,700 Land $24,400 Building $158,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.