Norfolk County and Dover Town property record for 12 Cross St, Dover, MA 02030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,183 sqft · built 1978 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Aug 2003) |
| Tax Bill | $13,944 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVE M:0006 B:00047 L:0000 |
| Primary APN | DOVE M:0006 B:00047 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,183 sqft Living Area |
| Gross Area | 5,961 sqft |
| Basement Area | 1,490 sqft |
| Unfinished Basement | 629 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 CROSS ST |
|---|---|
| City | DOVER |
| State | MA |
| Zip | 02030-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 47 |
| Jurisdiction | DOVER MA |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 405100 |
12 Cross St is owned and occupied by two individuals who bought it in August 2003.
Source: Norfolk County and Dover Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CROSS ST, DOVER, MA 02030-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2003 · Amount on File |
| Deed Sale | Aug 5, 2003 · Amount on File |
| Prior Sale | Apr 15, 1998 · Amount on File |
| Transfer Doc | 0000983806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER MA |
| Property Address | 12 CROSS ST, DOVER, MA 02030-2211 |
| Document Number | 0001431801 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 CROSS ST DOVER MA 020302211, DOVER, MA 02030-2211 |
| Document Number | 0001431801 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 1431801 |
| Name | MIDDLESEX SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 12 Cross St was $13,944, up 3.2% from the year before.
Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dover Town |
| Elementary School District | Dover School District (PK - 05) |
| Secondary School District | Dover-Sherborn School District (06 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,944.00 (+3.21%) | $1,246,100 (+3.95%) Land $654,500 Building $591,600 | $1,615,751 (+31.5%) |
| 2025 | $13,510.00 (+8.36%) | $1,198,800 (+5.38%) Land $643,600 Building $555,200 | $1,228,730 (+3.4%) |
| 2024 | $12,468.00 (+3.18%) | $1,137,600 (+14.76%) Land $621,800 Building $515,800 | $1,188,355 |
| 2023 | $12,084.00 | $991,300 Land $545,500 Building $445,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Cross St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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