12 Cross Rd, Westbrook, CT 06498 Property Records

Westbrook Town property record for 12 Cross Rd, Westbrook, CT 06498

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,670 sqft · built 1950
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2019)
Tax Bill	$4,829 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WBRO M:114 L:027`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:114 L:027`
Alternative APN	`N0264300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	1,160 sqft
Basement Area	728 sqft
Unfinished Basement	182 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	N0264300
Street Address	12 CROSS RD
City	WESTBROOK
State	CT
Zip	06498-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	27
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1009
Census Tract	680101

Owner

Source: Westbrook Town records · APN WBRO M:114 L:027

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 CROSS RD, WESTBROOK, CT 06498-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNY MAC LOAN SVCS L
Jun 04, 2019	Warranty Deed, Transfer PARKSIDE LNDG
Sep 26, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2019 · Amount on Record
Deed Sale	Jun 04, 2019 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Book / Page	355 / 94
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	12 CROSS RD, WESTBROOK, CT 06498-1417
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000380-644
Date	Oct 25, 2023
Book Page	380/644

Lender

Name	PENNY MAC LOAN SVCS L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2048

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK CT
Recording Date	Jun 04, 2019
Property Address	12 CROSS RD, WESTBROOK, CT 06498-1417
Document Number	355-94
Book / Page	000355 / 000094
Instrument Date	Jun 04, 2019
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CROSS RD WESTBROOK CT 064981417, WESTBROOK, CT 06498-1417

Mortgage

Document Number	355-97
Date	Jun 04, 2019
Book Page	000355/000097

Lender

Name	PARKSIDE LNDG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 03, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK CT
Recording Date	Sep 26, 2017
Property Address	12 CROSS RD, WESTBROOK, CT 06498-1417
Document Number	347-998
Book / Page	000347 / 000998
Instrument Date	Aug 09, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CROSS RD WESTBROOK CT 064981417, WESTBROOK, CT 06498-1417

Mortgage

Document Number	347-1001
Date	Sep 26, 2017
Book Page	000347/001001

Lender

Name	FIRST DIRECT LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Westbrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,829.00	$214,640 (-) Land $106,930 Building $107,710	$150,248 Land $74,851 Building $75,397
2024	$4,829.00 (+5.53%)
2023	$4,576.00 (+2.69%)	$214,640 (-) Land $106,930 Building $107,710
2022	$4,456.00	$214,640 Land $106,930 Building $107,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 40 locations within half a mile of this property.

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