12 Cross Rd, Sunapee, NH 03782 Property Records

Sullivan County and Sunapee Town property record for 12 Cross Rd, Sunapee, NH 03782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1960
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2020)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUNA M:237 B:36 L`

Property Details

APN / Parcel Number

Primary APN	`SUNA M:237 B:36 L`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	2,200 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12 CROSS RD
City	SUNAPEE
State	NH
Zip	03782-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1 - M
Legal Block	36
Jurisdiction	SUNAPEE TOWN NH
Township / Civil Division	SUNAPEE
Census Block Group	1
Census Block	1019
Census Tract	975300

Owner

Source: Sullivan County and Sunapee Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12 CROSS RD, SUNAPEE, NH 03782-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NHFA
Nov 17, 2020	Warranty Deed, Transfer RESIDENTIAL MTG SOURCE
Jun 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	20206887
Deed Book / Page	2129 / 213
Prior Transfer Date	Jun 19, 2018
Prior Transfer Doc	0020740049
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	12 CROSS RD, SUNAPEE, NH 03782-3703
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002244-313
Date	Nov 6, 2023
Book Page	2244/313
Instrument	2305189

Lender

Name	NHFA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Nov 17, 2020
Property Address	12 CROSS RD, SUNAPEE, NH 03782-3703
Document Number	0021290213
Book / Page	002129 / 000213
Instrument Date	Nov 16, 2020
Instrument	2006887
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27A MILL ST ENFIELD NH 037483115, ENFIELD, NH 03748-3115

Mortgage

Document Number	21290216
Date	Nov 17, 2020
Book Page	002129/000216
Instrument	2006888

Lender

Name	RESIDENTIAL MTG SOURCE
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Jun 24, 2019
Property Address	12 CROSS RD, SUNAPEE, NH 03782-3703
Document Number	0020740049
Book / Page	002074 / 000049
Instrument Date	Jun 19, 2019
Instrument	1902977
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CROSS RD SUNAPEE NH 037823703, SUNAPEE, NH 03782-3703

Tax Assessment & Valuation

Source: Sullivan County and Sunapee Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Sunapee Town
Unified School District	Sunapee School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,513.00 (+93.77%)	$333,000 (+83.88%) Land $142,700 Building $190,300
2024	$1,813.00 (-28.45%)	$181,100 (-) Land $56,800 Building $124,300
2022	$2,534.00	$181,100 Land $56,800 Building $124,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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