12 Crest Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 12 Crest Rd, Oxford, CT 06478

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,251 sqft · built 1971
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on File
Last Sale$327,000 (Jul 2004)
Tax Bill$6,108 (2026)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNS0320300

Property Details

APN / Parcel Number

Primary APNS0320300
Alternative APNs
  • OXFO M:35 B:78 L:J-6
  • OXFD M:35 B:78 L:J-6

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,251 sqft Living Area
Gross Area5,073 sqft
Basement Area1,170 sqft
Unfinished Basement195 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeMansard
Roof MaterialOther
Lot Area78,408 sqft (1.8 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberS0320300
Street Address12 CREST RD
CityOXFORD
StateCT
Zip06478-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block78
Legal Lot NumberJ-6
JurisdictionOXFORD CT
Township / Civil DivisionOXFORD
Census Block Group1
Census Block1026
Census Tract346101

Owner

12 Crest Rd is owned and occupied by two individuals who bought it in July 2004.

Source: Oxford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 CREST RD, OXFORD, CT 06478-1915
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2004 · Amount on File
Deed SaleJul 15, 2004 · Amount on File
Prior SaleApr 16, 2002 · Amount on File
Deed Book / Page284 / 1014
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD CT
Property Address12 CREST RD, OXFORD, CT 06478-1915
Document Number416-437
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number416-437
DateMay 19, 2017
Book Page000416/000437
Instrument91476
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 18, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 12 Crest Rd was $6,108, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionOxford Town
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,108.00 (+2.71%)$297,220 (-) Land $75,040 Building $222,180$547,961 (+163.37%)
2025$5,947.00$297,220 Land $75,040 Building $222,180$208,054 Land $52,528 Building $155,526
2024$5,947.00 (+8.9%)
2023$5,461.00$222,800 Land $78,400 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Crest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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