12 Crest Dr, Colts Neck, NJ 07722 Property Records

Monmouth County and Colts Neck Township property record for 12 Crest Dr, Colts Neck, NJ 07722

Property Summary

Property TypeSingle Family Home
Details2,562 sqft · built 1962
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on File
Last Sale$1,300,000 (Jul 2026)
Tax Bill$12,981 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-00007-09-00002

Property Details

APN / Parcel Number

Primary APN10-00007-09-00002
Alternative APN
  • 1000007900002

Interior

Building Area2,562 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area40,075 sqft (0.92 acres)

Location & Zoning

Old Parcel Number1000007900002
Street Address12 CREST DR
CityCOLTS NECK
StateNJ
Zip07722-1012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF40
Legal SubdivisionCLOVER HILL SEC 04
Legal Block7.9
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionCOLTS NECK
Census Block Group1
Census Block1017
Census Tract809901

Owner

Source: Monmouth County and Colts Neck Township records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12 CREST DR, COLTS NECK, NJ 07722-1012
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
May 16, 2022Deed of Trust, Mortgage · Line of Credit
UNITED TELETECH FINANCIAL FCU
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jul 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2026 · Amount on File
Deed SaleJul 9, 2026 · Amount on File
Prior SaleMay 3, 2012 · Amount on File
Deed Document Number202655734
Deed Book / Page9801 / 7702
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJul 9, 2026
Property Address12 CREST DR, COLTS NECK, NJ 07722-1012
Document Number0000055734
Book / Page9801 / 7702
Instrument DateJul 6, 2026
Instrument202655734
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$131,300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CREST DR, COLTS NECK, NJ 07722-1012

Mortgage

Document Number0000055735,
DateJul 9, 2026
Instrument202655735
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 CREST DR, COLTS NECK, NJ 07722-1012
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095955472
DateMay 16, 2022
Book Page9595/5472
Instrument2022052915
Lender
NameUNITED TELETECH FINANCIAL FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 15, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 CREST DR, COLTS NECK, NJ 07722-1012
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyGLOBALSERVE TITLE AGENCY CORPORATION, GLOBALSERVE TTL AGCY CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094849017
DateFeb 25, 2021
Book Page9484/9017
Instrument2021029354
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 CREST DR, COLTS NECK, NJ 07722-1012
Document Number0000044425
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyNJ NY GLOBALSERVE TITLE AGENCY C, NJ NY GLOBALSERVE TITLE AGCY C

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 CREST DR COLTS NECK NJ 077221012, COLTS NECK, NJ 07722-1012

Mortgage

Document Number0000044425
DateApr 29, 2020
Book Page009410/003928
Instrument44425
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 28, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 CREST DR, COLTS NECK, NJ 07722-1012
Document Number0000076703
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyNJ NY GLOBALSERVE TITLE AGENCY C

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 CREST DR COLTS NECK NJ 077221012, COLTS NECK, NJ 07722-1012

Mortgage

Document Number0000076703
DateAug 9, 2017
Book Page009241/001422
Instrument76703
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 8, 2032

Tax Assessment & Valuation

Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionColts Neck Township
Elementary School DistrictColts Neck Township School District (KG - 08)
Secondary School DistrictFreehold Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,031,200 (+10.74%) Land $590,600 Building $440,600$1,031,200 (+10.74%) Land $590,600 Building $440,600
2025$12,981.00 (+8.56%)$931,200 (+14.55%) Land $507,000 Building $424,200$931,200 (+14.55%) Land $507,000 Building $424,200
2024$11,957.00 (+4.83%)
2023$812,900 Land $404,000 Building $408,900$812,900 Land $404,000 Building $408,900
2022$11,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims15 (1980–2018)
Claims Outside the SFHA10 of 15
Most Recent ClaimMar 2018 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 66% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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