Ramsey County property record for 12 Creekside Ln, No Oaks, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,608 sqft · built 2015 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Sep 2024) |
| Tax Bill | $13,332 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-30-23-22-0026 |
| Primary APN | 12-30-23-22-0026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 2,608 sqft |
| Basement Area | 2,293 sqft |
| Finished Basement | 2,293 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 185971 |
|---|---|
| Street Address | 12 CREEKSIDE LN |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-3703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKSIDE ADD TO NORTH OAKS LOT 6 BLK 1 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Subdivision | CREEKSIDE ADD TO NORTH OAKS |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40601 |
12 Creekside Ln is owned and occupied by two individuals who bought it in September 2024.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CREEKSIDE LN, SAINT PAUL, MN 55126-3703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 18, 2023 | Deed, Transfer OH-SITE TITLE LLC, ON SITE TITLE LLC |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2024 · Amount on File |
| Deed Sale | Sep 26, 2024 · Amount on File |
| Prior Sale | Sep 10, 2024 · Amount on File |
| Deed Document Number | 20245040062 |
| Prior Transfer Date | Jul 9, 2024 |
| Prior Transfer Doc | 0005040062 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 12 CREEKSIDE LN, NO OAKS, MN 55126-3703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04891377 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | A04891377 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 12 CREEKSIDE LN, NO OAKS, MN 55126-3703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0T02700625 |
|---|---|
| Date | May 21, 2021 |
| Instrument | T02700625 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 18, 2023 |
| Property Address | 12 CREEKSIDE LN, NO OAKS, MN 55126-3703 |
| Document Number | 0A04998797 |
| Instrument Date | Aug 7, 2023 |
| Instrument | A04998797 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | OH-SITE TITLE LLC, ON SITE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CREEKSIDE LN, NO OAKS, MN 55126-3703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 12 CREEKSIDE LN, NO OAKS, MN 55126-3703 |
| Document Number | 0002680157 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 CREEKSIDE LN NORTH OAKS MN 551263703, NORTH OAKS, MN 55126-3703 |
| Document Number | 0002680157 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2680157 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 4, 2035 |
The 2025 property tax bill for 12 Creekside Ln was $13,332.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,249,700 Land $250,000 Building $999,700 | $1,249,700 Land $250,000 Building $999,700 | |
| 2025 | $13,332.00 | ||
| 2023 | $11,820.00 | $1,055,900 Land $250,000 Building $805,900 | $1,055,900 Land $250,000 Building $805,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Creekside Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Creekside Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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