12 Cranston Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 12 Cranston Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,601 sqft · built 1932
Lot Size	0.169 acres (7,349 sqft)
Owner	2 Individual Names on File
Last Sale	$1,415,000 (Jan 2022)
Tax Bill	$16,224 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0242 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0242 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,601 sqft Living Area
Gross Area	3,806 sqft
Basement Area	1,120 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,349 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 CRANSTON RD
City	WINCHESTER
State	MA
Zip	01890-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	242
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1028
Census Tract	338500

Owner

12 Cranston Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 CRANSTON RD, WINCHESTER, MA 01890-4013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY CREDIT CORP
May 2, 2019	Deed of Trust, Mortgage · Balloon Mortgage WINCHESTER COOPERATIVE BANK
May 15, 2020	Personal Representative Deed, Transfer NOT AVAILABLE
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit WINCHESTER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	20228418
Deed Book / Page	79539 / 508
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 14, 2022
Property Address	12 CRANSTON RD, WINCHESTER, MA 01890-4013
Document Number	079539-508
Book / Page	79539 / 508
Instrument Date	Jan 14, 2022
Instrument	8418
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 CRANSTON RD, WINCHESTER, MA 01890-4013

Mortgage

Document Number	0000008419
Date	Jan 14, 2022
Instrument	8419

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Type Change Date	Feb 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	12 CRANSTON RD, WINCHESTER, MA 01890-4013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72546-128
Date	May 2, 2019
Book Page	72546/128
Instrument	56297

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

May 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 15, 2020
Property Address	12 CRANSTON RD, WINCHESTER, MA 01890-4013
Document Number	74686-370
Book / Page	074686 / 000370
Instrument Date	May 15, 2020
Instrument	74083
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$4,674.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CRANSTON RD WINCHESTER MA 018904013, WINCHESTER, MA 01890-4013

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	12 CRANSTON RD, WINCHESTER, MA 01890-4013
Document Number	71172-72
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CRANSTON RD WINCHESTER MA 018904013, WINCHESTER, MA 01890-4013

Mortgage

Document Number	71172-72
Date	Jun 18, 2018
Book Page	071172/000072
Instrument	87453

Lender

Name	WINCHESTER BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 Cranston Rd was $16,224, up 10,103.8% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,224.00 (+10,103.77%)	$1,464,300 (+1.69%) Land $872,000 Building $592,300	$1,406,010 (-8.47%)
2025	$159.00 (-98.95%)	$1,439,900 (+7.47%) Land $872,000 Building $567,900	$1,536,150
2024	$15,180.00 (+8.17%)	$1,339,800 (+12.66%) Land $809,700 Building $530,100
2023	$14,033.00	$1,189,200 Land $716,300 Building $472,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cranston Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cranston Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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