12 Cranberry Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 12 Cranberry Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 945 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2019)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`017-10-03-087.00`

Property Details

APN / Parcel Number

Primary APN	`017-10-03-087.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	945 sqft Finished Area
Gross Area	1,249 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12 CRANBERRY CT
City	ELSMERE
State	KY
Zip	41018-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURKEYFOOT ACRES LOT 57 BLK B
Legal Subdivision	TURKEYFOOT ACRES
Legal Phase	B
Legal Block	B
Legal Lot Number	57
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1020
Census Tract	63607

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC
Mar 15, 2019	Grant Deed, Transfer OTHER
Oct 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	201906 20 059 00409
Deed Book / Page	6687 / 41
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745

Mortgage

Document Number	0005900192
Date	Apr 2, 2024
Book Page	KCM537/683
Instrument	24040205900192

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Mar 1, 2064

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745

Mortgage

Document Number	0005900010
Date	Aug 1, 2023
Book Page	KCM 480/635
Instrument	23080105900010

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745

Mortgage

Document Number	0005900104
Date	Nov 9, 2022
Book Page	420/23
Instrument	22110905900104

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 20, 2019
Property Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745
Document Number	0000000409
Book / Page	0C6687 / 000041
Instrument Date	Jun 18, 2019
Instrument	409
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 WOODHILL DR #19 CRESCENT SPRINGS KY 410171235, 19, CRESCENT SPRINGS, KY 41017-1235

Mortgage

Document Number	410
Date	Jun 20, 2019
Book Page	0C6687/000043
Instrument	410

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 15, 2019
Property Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745
Document Number	0000000223
Book / Page	0C6619 / 000179
Instrument Date	Mar 8, 2019
Instrument	223
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$78.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPRING ST ELSMERE KY 410182489, ELSMERE, KY 41018-2489

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Oct 25, 2018
Property Address	12 CRANBERRY CT, ELSMERE, KY 41018-2745
Document Number	0000000203
Book / Page	0C6532 / 000032
Instrument Date	Oct 1, 2018
Instrument	203
Transaction Type	Foreclosure
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	12 CRANBERRY CT ELSMERE KY 410182745, ELSMERE, KY 41018-2745

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,900 (-) Land $25,000 Building $131,900	$156,900 (-) Land $25,000 Building $131,900
2025	$1,868.00 (-5.94%)	$156,900 (-) Land $25,000 Building $131,900	$156,900 (-) Land $25,000 Building $131,900
2023	$1,986.00	$156,900 Land $25,000 Building $131,900	$156,900 Land $25,000 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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