12 Craig Rd, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 12 Craig Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,777 sqft · built 1960
Lot Size	1.99 acres (86,970 sqft)
Owner	2 Individual Names on File
Last Sale	$581,500 (Jun 2022)
Tax Bill	$7,803 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:29 L:35`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:29 L:35`
Alternative APNs	`00149300` `149300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,777 sqft Living Area
Gross Area	5,139 sqft
Basement Area	1,477 sqft
Unfinished Basement	1,035 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,970 sqft (1.99 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	149300
Street Address	12 CRAIG RD
City	OLD LYME
State	CT
Zip	06371-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU80
Legal Lot Number	35
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	1
Census Block	1007
Census Tract	660103

Owner

12 Craig Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Old Lyme Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CRAIG RD, OLD LYME, CT 06371-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ESSEX SAVINGS BANK
Dec 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Book / Page	451 / 160
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Jun 10, 2022
Property Address	12 CRAIG RD, OLD LYME, CT 06371-1322
Document Number	000451-160
Book / Page	451 / 160
Instrument Date	Jun 10, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000451163
Date	Jun 10, 2022
Instrument	451/163

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Dec 2, 2020
Property Address	12 CRAIG RD, OLD LYME, CT 06371-1322
Document Number	439-49
Book / Page	439 / 49
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	43951
Date	Dec 2, 2020
Instrument	439/51

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Craig Rd was $7,803.

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,803.00	$480,800 Land $124,800 Building $356,000	$336,560 Land $87,360 Building $249,200
2024	$7,803.00 (+15.26%)
2023	$6,770.00	$288,100 (-) Land $95,800 Building $192,300
2022	$6,770.00	$288,100 Land $95,800 Building $192,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Craig Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Craig Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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