12 Craig Pl, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 12 Craig Pl, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,478 sqft · built 1928
Lot Size	0.119 acres (5,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$879,000 (Oct 2026)
Tax Bill	$13,728 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00233-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00233-0000-00005`
Alternative APNs	`030023300005` `2213008`

Interior

Stories	2 Stories
Building Area	1,478 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,171 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2213008
Street Address	12 CRAIG PL
City	CRANFORD
State	NJ
Zip	07016-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/CRANFORD
Legal Block	233
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5010
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CRAIG PL, CRANFORD, NJ 07016-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 5, 2020	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	202658494
Deed Book / Page	6634 / 525
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 8, 2026
Property Address	12 CRAIG PL, CRANFORD, NJ 07016-2307
Document Number	0000058494
Book / Page	6634 / 525
Instrument Date	Sep 10, 2026
Instrument	202658494
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,779.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CRAIG PL, CRANFORD, NJ 07016-2307

Mortgage

Document Number	0000098125,
Date	Oct 8, 2026
Instrument	202698125

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 CRAIG PL, CRANFORD, NJ 07016-2307
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148902935
Date	Feb 22, 2021
Book Page	14890/2935
Instrument	4773

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 5, 2020
Property Address	12 CRAIG PL, CRANFORD, NJ 07016-2307
Document Number	0063620349
Book / Page	6362 / 349
Instrument Date	Feb 13, 2020
Instrument	322748
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 CASINO AVE, 209, CRANFORD, NJ 07016-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CRAIG PL, CRANFORD, NJ 07016-2307

Mortgage

Document Number	687930
Date	Mar 5, 2020
Instrument	687930

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,400 (+1.06%) Land $88,500 Building $102,900	$191,400 (+1.06%) Land $88,500 Building $102,900
2025	$13,728.00 (+6.92%)	$189,400 (-) Land $88,500 Building $100,900	$189,400 (-) Land $88,500 Building $100,900
2024	$12,839.00 (+2.52%)
2023		$189,400 Land $88,500 Building $100,900	$189,400 Land $88,500 Building $100,900
2022	$12,523.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Craig Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures