12 Cox Rd, Colora, MD 21917 Property Records

Cecil County property record for 12 Cox Rd, Colora, MD 21917

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,344 sqft · built 2004
Lot Size0.458 acres (19,933 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Dec 2024)
Tax Bill$3,333 (2026)
Deeds & MortgagesDec 2025 Mortgage
Nov 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-010687

Property Details

APN / Parcel Number

Primary APN06-010687
Alternative APNs
  • 6010687
  • 010687

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Total Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,933 sqft (0.458 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number010687
Street Address12 COX RD
CityCOLORA
StateMD
Zip21917-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 46 - .4576 ACRE 12 COX ROAD MT. PLEASANT ACRES
Legal SubdivisionMT PLEASANT ACRES
Legal Lot Number46
JurisdictionCECIL MD
Township / Civil Division6, RISING SUN
Census Block Group2
Census Block2016
Census Tract31301

Owner

Source: Cecil County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 COX RD, COLORA, MD 21917-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 23, 2021Deed of Trust, Mortgage · Line of Credit
APG FCU
Feb 13, 2018Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2024 · Amount on Record
Deed SaleDec 5, 2024 · Amount on Record
Prior SaleOct 8, 2008
Deed Document Number2024
Deed Book / Page5551 / 244
Prior Transfer DateFeb 22, 2016
Prior Transfer Doc0038480414
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address12 COX RD, COLORA, MD 21917-1520
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyUNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COX RD, COLORA, MD 21917-1520

Mortgage

Document Number0057170246
DateDec 19, 2025
Book Page5717/246
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address12 COX RD, COLORA, MD 21917-1520
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COX RD, COLORA, MD 21917-1520

Mortgage

Document Number0050400484
DateNov 23, 2021
Book Page5040/484
Lender
NameAPG FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address12 COX RD, COLORA, MD 21917-1520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042020341
DateFeb 13, 2018
Book Page4202/341
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,333.00 (+8.67%)$301,833 (+9.84%)$355,900 (+29.51%) Land $65,900 Building $290,000
2025$3,067.00 (+55.21%)$274,800 (+15.98%) Land $65,900 Building $208,900$274,800 (-) Land $65,900 Building $208,900
2023$1,976.00$236,933$274,800 Land $65,900 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1996–2021)
Most Recent ClaimJul 2021 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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