12 Cox Ct, #PHB, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 12 Cox Ct, #PHB, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,115 sqft · built 1976
Lot Size	0.149 acres (6,507 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (May 2025)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Mar 2021 Refinance May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12438`

Property Details

APN / Parcel Number

Primary APN	`12438`
Alternative APNs	`BEVE M:0004 B:0157 L:0PHB` `RMD`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	10 Units
Stories	2 Stories
Building Area	1,115 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	6,507 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	12438
Street Address	12 COX CT, PHB
City	BEVERLY
State	MA
Zip	01915-4843
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Block	157
Legal Lot Number	PHB
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2007
Census Tract	217402

Owner

12 Cox Ct, #PHB is owned and occupied by two individuals who bought it in May 2025.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 COX CT, PHB, BEVERLY, MA 01915-4843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
May 13, 2025	Condominium Deed, Transfer
Sep 28, 2017	Quit Claim Deed, Transfer · Conventional with PMI PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on File
Deed Sale	May 13, 2025 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Book / Page	42710 / 166
Transfer Doc	036210-209
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	12 COX CT # PHB, PHB, BEVERLY, MA 01915-4843
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039671-271
Date	Mar 22, 2021
Book Page	39671/271
Instrument	20210322003330

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	May 13, 2025
Property Address	12 COX CT # PHB, PHB, BEVERLY, MA 01915-4843
Document Number	042710-166
Book / Page	42710 / 166
Instrument Date	May 9, 2025
Instrument	20250513000060
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 COX CT # PHB, PHB, BEVERLY, MA 01915-4843

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Sep 28, 2017
Property Address	12 COX CT # PHB, PHB, BEVERLY, MA 01915-4843
Document Number	36210-209
Book / Page	036210 / 000209
Instrument Date	Sep 27, 2017
Instrument	1709280275
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COX CT #PHB BEVERLY MA 019154843, BEVERLY, MA 01915-4843

Mortgage

Document Number	36210-212
Date	Sep 28, 2017
Book Page	036210/000212
Instrument	1709280276

Lender

Name	PHH HM LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cox Ct, #PHB was $4,672, up 5.7% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00 (+5.73%)	$425,100 (+8.03%) Building $425,100	$467,305
2024	$4,419.00 (+5.97%)	$393,500 (+6.27%) Building $393,500
2023	$4,170.00	$370,300 Building $370,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cox Ct, #PHB in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cox Ct, #PHB is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cox Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures