12 Cotuit Rd, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 12 Cotuit Rd, Buzzards Bay, MA 02532 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,560 sqft Living Area
Lot Size11,979 sqft (0.275 acres)
OccupancyOwner Occupied
Last Sale$339,000 (2019)
Tax Bill$3,916.00 (2025)

Property Details

APN / Parcel Number

Primary APNBOUR M:24.3 P:73
Alternative APNs
  • M:024.3 P:073.00 D:01
  • 5155

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,560 sqft Living Area
Gross Area2,724 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2007
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,979 sqft (0.275 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number5155
Street Address12 COTUIT RD
CityBUZZARDS BAY
StateMA
Zip02532-3802
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionBOURNE MA
Minor Civil DivisionBOURNE
Census Blockgroup3
Census Block3001
Census Tract13900

Owner

Source: Barnstable County and Bourne Town records · APN BOUR M:24.3 P:73

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 COTUIT RD, BUZZARDS BAY, MA 02532-3802
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
EMBRACE HOME LOANS INC
Sep 27, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
EMBRACE HM LOANS
Jan 14, 2019Quit Claim Deed, Transfer · Veterans Administration Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2019 · Amount on Record
Deed SaleJan 14, 2019 · Amount on Record
Prior SaleNov 20, 2014 · Amount on Record
Deed Book / Page31780 / 6
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURNE MA
Property Address12 COTUIT RD, BOURNE, MA 02532-3802
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number033434-163
DateNov 03, 2020
Book Page33434/163
Instrument61222
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURNE MA
Property Address12 COTUIT RD, BOURNE, MA 02532-3802
Document Number32348-77
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address12 COTUIT RD BOURNE MA 025323802, BOURNE, MA 02532-3802

Mortgage

Document Number32348-77
DateOct 02, 2019
Book Page032348/000077
Instrument48304
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBOURNE MA
Recording DateJan 14, 2019
Property Address12 COTUIT RD, BOURNE, MA 02532-3802
Document Number31780-6
Book / Page031780 / 000006
Instrument DateJan 14, 2019
Instrument41
Transaction TypeTransfer
Record UpdatedFeb 06, 2019

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,932.30
Amount AccuracyConfirmed
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address70 CAPE DR #5D MASHPEE MA 026493059, 5D, MASHPEE, MA 02649-3059

Mortgage

Document Number31780-8
DateJan 14, 2019
Book Page031780/000008
Instrument42
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2049

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionBourne Town
Unified School DistrictBourne School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,916.00 (+2.25%)$501,400 (+4.98%) Land $162,900 Building $338,500$568,290
2024$3,830.00 (-0.93%)$477,600 (+8.84%) Land $155,200 Building $322,400
2023$3,866.00$438,800 Land $152,600 Building $286,200

Flood & Wildfire

12 Cotuit Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Barnstable County (25001C), updated October 1, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cotuit Rd

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