12 Cotswold Pl, Durham, NC 27707 Property Records

Durham County property record for 12 Cotswold Pl, Durham, NC 27707

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,128 sqft · built 1976
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Tax Bill$4,674 (2026)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0719-02-7550

Property Details

APN / Parcel Number

Primary APN0719-02-7550
Alternative APNs
  • 0719-02-75-5034
  • 071903027552
  • 136016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,128 sqft Heated Area
1st Floor Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions144 ft deep x 100 ft wide
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address12 COTSWOLD PL
CityDURHAM
StateNC
Zip27707-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionTROTTER RIDGE/SEC:01/BLK: D/LT#20 PL:000069-000016
Legal SubdivisionTROTTER RDG SEC 1
Legal BlockD
Legal Lot Number20
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group2
Census Block2005
Census Tract2034

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 COTSWOLD PL, DURHAM, NC 27707-5514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address12 COTSWOLD PL, DURHAM, NC 27707-5514
Document Number0083300966
Book / Page008330 / 000966
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COTSWOLD PL DURHAM NC 277075514, DURHAM, NC 27707-5514

Mortgage

Document Number0083300966
DateDec 18, 2017
Book Page008330/000966
Instrument44384
Lender
NameTIAA FSB
AddressCHARLOTTE, NC 28262
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 17, 2032

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,674.00 (+2.52%)$459,923 (-) Land $166,250 Building $293,673$459,923 (-) Land $166,250 Building $293,673
2025$4,559.00 (+34.92%)$459,923 (+78.25%) Land $166,250 Building $293,673$459,923 (+78.25%) Land $166,250 Building $293,673
2023$3,379.00 (+2.33%)$258,022 Land $54,930 Building $203,092$258,022 Land $54,930 Building $203,092
2022$3,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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