12 Coronado Rd, Flagler Beach, FL 32136 Property Records

Flagler County property record for 12 Coronado Rd, Flagler Beach, FL 32136

Property Summary

Property TypeVacant Land
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Tax Bill$4,796 (2025)
Deeds & MortgagesJul 2025 Construction Loan
Apr 2025 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN13-12-31-7201-00000-0750

Property Details

APN / Parcel Number

Primary APN13-12-31-7201-00000-0750

Exterior

Lot Area6,499 sqft (0.149 acres)

Location & Zoning

Street Address12 CORONADO RD
CityFLAGLER BEACH
StateFL
Zip32136-4419
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePUD
Legal DescriptionVERANDA BAY PHASE 1A MB 40 PG 59 LOT 75
Legal SubdivisionVERANDA BAY PHASE 1A
Legal Lot Number75
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1007
Census Tract60304

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Intrafamily Transfer, Transfer · Construction Mortgage
VYSTAR CU
Apr 23, 2025Correction Deed
PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC
Jan 6, 2023Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 14, 2025
Transfer Doc0029531798
Record UpdatedSep 20, 2026

July 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateJul 9, 2025
Property Address12 CORONADO RD, FLAGLER BEACH, FL 32136-4419
Document Number0029741455
Book / Page2974 / 1455
Map ReferenceMB 40 PG 59-64
Instrument DateJun 30, 2025
Instrument2025028516
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyHILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address321 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

Mortgage

Document Number0029741457
DateJul 9, 2025
Instrument2974/1457
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJul 1, 2031
Change Frequency5 Years
Min Rate At Change3.62%
Max Rate At Change7.62%
Index5-Year TN
Max Rate10.6%

April 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateApr 23, 2025
Property Address12 CORONADO RD, FLAGLER BEACH, FL 32136-4419
Document Number0029531798
Book / Page2953 / 1798
Map ReferenceMB 40 PG 59
Instrument DateApr 14, 2025
Instrument2025017024
Record UpdatedDec 23, 2025
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3129 SPRINGBANK LN # 201, 201, CHARLOTTE, NC 28226-3395

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 6, 2023
Property Address12 CRANDON CT, PALM COAST, FL 32137-9054
Document Number0027490486
Book / Page2749 / 486
Map ReferenceMB 40 PG 59
Instrument DateJan 6, 2023
Instrument2023000924
Transaction TypeTransfer
Record UpdatedMay 3, 2024
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,603.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3129 SPRINGBANK LN # 201, 201, CHARLOTTE, NC 28226-3395

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

Mortgage

Document Number0002749488
DateJan 6, 2023
Instrument2749/488
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateFeb 1, 2026
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change9.25%
Index1-Year T-Bill
Max Rate13.2%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,796.00 (-31.52%)$356,000 Land $356,000$356,000 Land $356,000
2024$7,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims69 (1995–2026)
Claims Outside the SFHA8 of 69
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Oct 2017 · 39 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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