Cortland County and Cortland City property record for 12 Copeland Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,410 sqft · built 1940 |
| Lot Size | 0.218 acres (9,529 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,500 (Aug 2018) |
| Tax Bill | $4,854 (2026) |
| Deeds & Mortgages | Mar 2019 Line of Credit Aug 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.32-02-19.000 |
| Primary APN | 110200 86.32-02-19.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,529 sqft (0.218 acres) |
| Lot Dimensions | 151 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 COPELAND AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 19.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970700 |
12 Copeland Ave is owned and occupied by an individual who bought it in August 2018.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 COPELAND AVE, CORTLAND, NY 13045-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2019 | Deed of Trust, Mortgage · Line of Credit CFCU CMNTY CU |
| Aug 27, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 12, 2018 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Prior Sale | Jul 18, 1994 · Amount on File |
| Deed Document Number | 20184881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 12 COPELAND AVE, CORTLAND, NY 13045-1106 |
| Document Number | 0000000924 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 12 COPELAND AVE CORTLAND NY 130451106, CORTLAND, NY 13045-1106 |
| Document Number | 0000000924 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 924 |
| Name | CFCU CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ITHACA, NY 14850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 10, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 27, 2018 |
| Property Address | 12 COPELAND AVE, CORTLAND, NY 13045-1106 |
| Document Number | 0000004881 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 4881 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4347 STATE ROUTE 281 CORTLAND NY 130458858, CORTLAND, NY 13045-8858 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 12, 2018 |
| Property Address | 12 COPELAND AVE, CORTLAND, NY 13045-1106 |
| Document Number | 0000003420 |
| Instrument Date | May 29, 2018 |
| Instrument | 3420 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 218 CLIFFSIDE PARK NJ 070100218, CLIFFSIDE PARK, NJ 07010-0218 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 12, 2018 |
| Property Address | 12 COPELAND AVE, CORTLAND, NY 13045-1106 |
| Document Number | 0000000158 |
| Instrument Date | May 29, 2018 |
| Instrument | 158 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 12 Copeland Ave was $4,854, up 42.6% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,854.00 (+42.6%) | ||
| 2025 | $3,404.00 | $125,000 Land $17,400 Building $107,600 | $128,866 Land $17,938 Building $110,928 |
| 2023 | $2,859.00 | $79,300 Land $12,200 Building $67,100 | $108,630 Land $16,712 Building $91,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Copeland Ave in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 82 (1981–2013) |
| Claims Outside the SFHA | 2 of 82 |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Copeland Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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