12 Cooper Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 12 Cooper Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,100 sqft · built 1949
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (May 2022)
Tax Bill	$8,504 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134689-6162-20-991163-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6162-20-991163-0000`
Alternative APNs	`468900616200209911630000` `134689 6.162-20-991.163` `14991163`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Enclosed Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	14991163
Street Address	12 COOPER RD
City	POUGHKEEPSIE
State	NY
Zip	12603-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.71 AC (C) 0718 0323
Legal Block	20
Legal Lot Number	991
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	2
Census Block	2002
Census Tract	140301

Owner

12 Cooper Rd is owned by two individuals who bought it in May 2022.

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 REYNOLDS AVE, POUGHKEEPSIE, NY 12603-2719
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed, Transfer · FHA Mortgage RELIANT HOME FUNDING
Jul 9, 2018	Grant Deed, Transfer · Conventional with PMI FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	202251929
Prior Transfer Date	Oct 5, 2005
Prior Transfer Doc	2200009146
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	May 26, 2022
Property Address	12 COOPER RD, POUGHKEEPSIE, NY 12603-1621
Document Number	0000051929
Instrument Date	May 20, 2022
Instrument	2022-51929
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 REYNOLDS AVE, POUGHKEEPSIE, NY 12603-2719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053055
Date	May 26, 2022
Instrument	53055

Lender

Name	RELIANT HOME FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jul 9, 2018
Property Address	12 COOPER RD, POUGHKEEPSIE, NY 12603-1621
Document Number	0000004764
Instrument Date	Jun 28, 2018
Instrument	4764
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ALCOTT PLACE 33J BRONX NY 10475, BRONX, NY 10475

Mortgage

Document Number	4170
Date	Jul 9, 2018
Instrument	4170

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cooper Rd was $8,504.

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,504.00	$260,000 (-) Land $86,000 Building $174,000	$292,100 (+5.6%)
2024		$260,000 (-) Land $86,000 Building $174,000	$276,600 (+6.38%)
2023		$260,000 (+16.07%) Land $86,000 Building $174,000	$260,000 (+16.07%) Land $86,000 Building $174,000
2022		$224,000 Land $78,100 Building $145,900	$224,000 Land $78,100 Building $145,900
2020	$6,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cooper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

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