12 Cool Meadows Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 12 Cool Meadows Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,511 sqft · built 1968
Lot Size	0.243 acres (10,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Jun 2019)
Tax Bill	$4,848 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22R-5-1-004-1`

Property Details

APN / Parcel Number

Primary APN	`22R-5-1-004-1`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,511 sqft Living Area
1st Floor Area	1,189 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,620 sqft (0.243 acres)
Lot Dimensions	117 ft deep x 90 ft wide
Terrain	Above Road/Slope
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 COOL MEADOWS DR
City	BALLWIN
State	MO
Zip	63011-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	FOX CREEK PLAT 1
Legal Subdivision	FOX CREEK PLAT 1
Legal Lot Number	193
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3005
Census Tract	217807

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 COOL MEADOWS DR, BALLWIN, MO 63011-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Jun 27, 2019	Warranty Deed, Transfer CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Nov 5, 2008 · Amount on Record
Deed Document Number	2019062700210
Deed Book / Page	23586 / 1088
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12 COOL MEADOWS DR, BALLWIN, MO 63011-3883
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COOL MEADOWS DR, BALLWIN, MO 63011-3883

Mortgage

Document Number	2023031500407
Date	Mar 15, 2023
Instrument	2023031500407

Lender

Name	UMB BANK NA
Type	Bank
Address	BALLWIN, MO 63011

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12 COOL MEADOWS DR, BALLWIN, MO 63011-3883
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COOL MEADOWS DR, BALLWIN, MO 63011-3883

Mortgage

Document Number	0244001154
Date	Oct 29, 2020
Book Page	24400/1154
Instrument	2020102900210

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 27, 2019
Property Address	12 COOL MEADOWS DR, BALLWIN, MO 63011-3883
Document Number	0235861088
Book / Page	023586 / 001088
Instrument Date	Jun 25, 2019
Instrument	210
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	US TITLE-MAIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 COOL MEADOWS DR BALLWIN MO 630113883, BALLWIN, MO 63011-3883

Mortgage

Document Number	235861091
Date	Jun 27, 2019
Book Page	023586/001091
Instrument	211

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,520 (+2.16%) Land $27,080 Building $49,440	$402,700 (+2.16%) Land $142,500 Building $260,200
2024	$4,848.00 (+1.42%)
2023	$4,780.00 (+12.68%)	$74,900 (+23.23%) Land $21,490 Building $53,410	$394,200 (+23.23%) Land $113,100 Building $281,100
2022	$4,242.00	$60,780 Land $21,490 Building $39,290
2021			$319,900 Land $113,100 Building $206,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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