Middlesex County and Lexington Town property record for 12 Cooke Rd, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,150 sqft · built 2015 |
| Lot Size | 0.779 acres (33,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,100,000 (Sep 2025) |
| Tax Bill | $35,280 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0061 L:000036 |
| Primary APN | LEXI M:0061 L:000036 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,150 sqft Living Area |
| Gross Area | 8,778 sqft |
| 1st Floor Area | 1,860 sqft |
| Attic | Attic |
| Attic Area | 744 sqft |
| Basement Area | 1,910 sqft |
| Unfinished Basement | 1,581 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,920 sqft (0.779 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 COOKE RD |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Lot Number | 36 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 358500 |
Source: Middlesex County and Lexington Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 COOKE RD, LEXINGTON, MA 02420-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Jan 2, 2025 | Deed of Trust, Mortgage · ARM TD BANK NA |
| Jul 14, 2025 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE INC |
| Sep 16, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Apr 28, 2015 · Amount on Record |
| Deed Document Number | 2025111755 |
| Deed Book / Page | 84617 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Jul 27, 2026 |
| Property Address | 12 COOKE RD, LEXINGTON, MA 02420-2314 |
| Document Number | 0000092899 |
| Book / Page | 85929 / 321 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202692899 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 COOKE RD, LEXINGTON, MA 02420-2314 |
| Document Number | 0000092899, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 85929/321 |
| Instrument | 202692899 |
| Name | LEADER BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 12 COOKE RD, LEXINGTON, MA 02420-2314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083641-289 |
|---|---|
| Date | Jan 2, 2025 |
| Book Page | 83641/289 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Jan 1, 2028 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 12 COOKE RD, LEXINGTON, MA 02420-2314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084351-522 |
|---|---|
| Date | Jul 14, 2025 |
| Book Page | 84351/522 |
| Instrument | 81315 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Sep 16, 2025 |
| Property Address | 12 COOKE RD, LEXINGTON, MA 02420-2314 |
| Document Number | 084617-311 |
| Book / Page | 84617 / 311 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 111755 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 COOKE RD, LEXINGTON, MA 02420-2314 |
| Document Number | 0000111756 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 111756 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,280.00 (+8.69%) | $2,866,000 (+7.99%) Land $1,012,000 Building $1,854,000 | $3,091,300 (-) |
| 2025 | $32,458.00 (+3.46%) | $2,654,000 (+3.63%) Land $964,000 Building $1,690,000 | $3,091,300 (-6.58%) |
| 2024 | $31,372.00 (+7.25%) | $2,561,000 (+13.82%) Land $918,000 Building $1,643,000 | $3,309,040 |
| 2023 | $29,250.00 | $2,250,000 Land $835,000 Building $1,415,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2010) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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