12 Constitution Sq, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 12 Constitution Sq, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,134 sqft · built 1983
Lot Size0.124 acres (5,420 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Jun 2018)
Tax Bill$9,601 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-811-90030079

Property Details

APN / Parcel Number

Primary APN06-811-90030079
Alternative APNs
  • 681190030079
  • 81190030079

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,134 sqft Living Area
1st Floor Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,420 sqft (0.124 acres)
PorchOpen Porch
Porch Area48 sqft
Deck Area510 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number81190030079
Street Address12 CONSTITUTION SQ
CityANNAPOLIS
StateMD
Zip21401-3546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 SPA WEST
Legal SubdivisionSPA WEST
Legal Block3
Legal Lot Number15
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3009
Census Tract706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 CONSTITUTION SQ, ANNAPOLIS, MD 21401-3546
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG
Jun 13, 2018Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Prior SaleJul 18, 1988 · Amount on Record
Deed Book / Page32201 / 108
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address12 CONSTITUTION SQ, ANNAPOLIS, MD 21401-3546
Document Number0350540290
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyWORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 CONSTITUTION SQ CAPE ST CLAIRE MD 214013546, CAPE ST CLAIRE, MD 21401-3546

Mortgage

Document Number0350540290
DateAug 17, 2020
Book Page035054/000290
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2050

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 13, 2018
Property Address12 CONSTITUTION SQ, ANNAPOLIS, MD 21401-3546
Document Number0322010108
Book / Page32201 / 108
Map ReferenceMB84 FO12
Instrument DateJun 8, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyEAGLE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address00000

Mortgage

Document Number0032201114
DateJun 13, 2018
Instrument32201/114
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$797,200 (+29.48%) Land $480,300 Building $316,900$797,200 (+29.48%) Land $480,300 Building $316,900
2025$9,601.00 (+13.49%)
2023$8,460.00 Homeowner's exemption$615,700 Land $427,300 Building $188,400$615,700 Land $427,300 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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