12 Constance Ave, Dobbs Ferry, NY 10522 Property Records

Westchester County and Greenburgh Town property record for 12 Constance Ave, Dobbs Ferry, NY 10522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,518 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$30,433 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552603 3.150-132-7`

Property Details

APN / Parcel Number

Primary APN	`552603 3.150-132-7`
Alternative APNs	`55260307 01A00534 13` `3045494`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	13 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3045494
Street Address	12 CONSTANCE AVE
City	DOBBS FERRY
State	NY
Zip	10522-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	132
Legal Lot Number	7.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	3
Census Block	3013
Census Tract	10400

Owner

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CONSTANCE AVE, DOBBS FERRY, NY 10522-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 31, 2019	Trustee's Deed, Construction Loan · Line of Credit BETHPAGE FCU
Feb 21, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	12 CONSTANCE AVE, DOBBS FERRY, NY 10522-2809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0580583248
Date	Feb 28, 2018
Instrument	580583248

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 31, 2019
Property Address	12 CONSTANCE AVE, DOBBS FERRY, NY 10522-2809
Book / Page	059304 / 003373
Instrument Date	Sep 27, 2019
Transaction Type	Construction Loan
Record Updated	Nov 13, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CONSTANCE AVE DOBBS FERRY NY 105222809, DOBBS FERRY, NY 10522-2809

Mortgage

Document Number	0593043373
Date	Oct 31, 2019
Book Page	059304/003373

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	12 CONSTANCE AVE, DOBBS FERRY, NY 10522-2809
Document Number	0580583269
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CONSTANCE AVE DOBBS FERRY NY 105222809, DOBBS FERRY, NY 10522-2809

Mortgage

Document Number	0580583269
Date	Feb 28, 2018
Book Page	058058/003269

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Greenburgh Town
Municipality	Dobbs Ferry Village
Unified School District	Dobbs Ferry Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,433.00 (+151.95%) Homeowner's exemption
2025	$12,079.00	$1,123,500 (+7%) Land $643,400 Building $480,100	$1,123,500 (+7%) Land $643,400 Building $480,100
2024	Homeowner's exemption	$1,050,000 (+5.53%) Land $643,400 Building $406,600	$1,050,000 (+5.53%) Land $643,400 Building $406,600
2023		$995,000 Land $564,000 Building $431,000	$995,000 Land $564,000 Building $431,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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