12 Conover Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 12 Conover Ln, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,706 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,489,000 (Apr 2020)
Tax Bill	$23,949 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00113-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`41-00113-0000-00005`
Alternative APNs	`410011300005` `204400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,706 sqft Living Area
1st Floor Area	2,008 sqft
Upper Floors Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	288 sqft
Patio Area	596 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	204400
Street Address	12 CONOVER LN
City	RUMSON
State	NJ
Zip	07760-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Block	113
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4015
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CONOVER LN, RUMSON, NJ 07760-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Jun 28, 1994 · Amount on Record
Deed Document Number	202043277
Deed Book / Page	9409 / 7444
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 24, 2020
Property Address	12 CONOVER LN, RUMSON, NJ 07760-1013
Document Number	0000043277
Book / Page	009409 / 007444
Instrument Date	Mar 31, 2020
Instrument	43277
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	INNOVATION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,489.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CONOVER LN RUMSON NJ 077601013, RUMSON, NJ 07760-1013

Mortgage

Document Number	43278
Date	Apr 24, 2020
Book Page	009409/007461
Instrument	43278

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,100,000 (+35.79%) Land $1,933,200 Building $1,166,800	$3,100,000 (+35.79%) Land $1,933,200 Building $1,166,800
2025	$23,949.00 (+1.13%)	$2,283,000 (+12.45%) Land $1,798,000 Building $485,000	$2,283,000 (+12.45%) Land $1,798,000 Building $485,000
2024	$23,681.00 (+4.27%)
2023		$2,030,200 Land $1,630,000 Building $400,200	$2,030,200 Land $1,630,000 Building $400,200
2022	$22,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35