12 Concord Dr, Jackson, TN 38305 Property Records

Madison County property record for 12 Concord Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,022 sqft · built 1989
Lot Size	0.949 acres (41,340 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2023)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057045E C 04200`

Property Details

APN / Parcel Number

Primary APN	`057045E C 04200`
Alternative APN	`045E C 04200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,022 sqft Living Area
1st Floor Area	3,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,340 sqft (0.949 acres)
Lot Dimensions	159 ft deep x 260 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	119 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12 CONCORD DR
City	JACKSON
State	TN
Zip	38305-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D28
Legal Subdivision	EVERGREEN
Legal Block	12
Legal Lot Number	161 260
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1039
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12 CONCORD DR, JACKSON, TN 38305-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Jul 27, 2006 · Amount on Record
Deed Document Number	23006118
Deed Book / Page	D778 / 223
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jun 15, 2023
Property Address	12 CONCORD DR, JACKSON, TN 38305-8532
Document Number	00D778/223
Book / Page	D778 / 223
Instrument Date	Jun 12, 2023
Instrument	23006118
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CONCORD DR, JACKSON, TN 38305-8532

Mortgage

Document Number	0T2226/225
Date	Jun 15, 2023
Book Page	T2226/225
Instrument	23006119

Lender

Name	BANK3
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00	$86,700 (-) Land $11,250 Building $75,450
2023		$86,700 (-) Land $11,250 Building $75,450
2022	$1,624.00	$86,700 Land $11,250 Building $75,450	$346,800 Land $45,000 Building $301,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20