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12 Commerce Dr, Middletown, RI 02842 Property Records

Middletown Town property record for 12 Commerce Dr, Middletown, RI 02842

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 922 sqft · built 1995
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Sep 2019)
Tax Bill$6,145 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN201900384

Property Details

APN / Parcel Number

Primary APN201900384
Alternative APN
  • MIDD M:0106 B:00 L:512

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area922 sqft Living Area
Gross Area2,014 sqft
1st Floor Area922 sqft
Basement Area864 sqft
Unfinished Basement360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number201900384
Street Address12 COMMERCE DR
CityMIDDLETOWN
StateRI
Zip02842-6291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOB
Legal Lot Number512
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3000
Census Tract40303

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12 COMMERCE DR, MIDDLETOWN, RI 02842-6291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU
May 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2019 · Amount on File
Deed SaleSep 30, 2019 · Amount on File
Prior SaleMay 20, 2005 · Amount on File
Deed Document Number20192456
Deed Book / Page1615 / 250
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN RI
Recording DateSep 30, 2019
Property Address12 COMMERCE DR, MIDDLETOWN, RI 02842-6291
Document Number1615-250
Book / Page001615 / 000250
Instrument DateSep 30, 2019
Instrument2456
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COMMERCE DR MIDDLETOWN RI 028426291, MIDDLETOWN, RI 02842-6291

Mortgage

Document Number1615-252
DateSep 30, 2019
Book Page001615/000252
Instrument2457
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 29, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address12 COMMERCE DR, MIDDLETOWN, RI 02842-6291
Document Number1558-47
Instrument DateMay 8, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 COMMERCE DR MIDDLETOWN RI 028426291, MIDDLETOWN, RI 02842-6291

Mortgage

Document Number1558-47
DateMay 14, 2018
Book Page001558/000047
Instrument987
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 13, 2048

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,145.00 (+38.28%)$521,200 (+47.65%) Land $346,000 Building $175,200$535,813
2023$4,444.00 (+4.74%)$353,000 (-) Land $223,200 Building $129,800
2022$4,243.00$353,000 Land $223,200 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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