12 Comber St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 12 Comber St, Valley Stream, NY 11580

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,086 sqft · built 1941
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Sep 2015)
Tax Bill$7,976 (2025)
Deeds & MortgagesJun 2018 Loan Modification
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN37-184-00-0131

Property Details

APN / Parcel Number

Primary APN37-184-00-0131
Alternative APNs
  • 2035-37-184-00-0131-0
  • 37184000131000000000
  • 282035 37.-184-131
  • 37184 01310

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,086 sqft Living Area
1st Floor Area905 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
Garage TypeDetached
Garage Area190 sqft
PorchOpen Frame Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number37184 01310
Street Address12 COMBER ST
CityVALLEY STREAM
StateNY
Zip11580-2632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 013
Legal Block184
Legal Lot Number131
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group7
Census Block7012
Census Tract410600

Owner

Source: Nassau County and Hempstead Town records · APN 37-184-00-0131

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 COMBER ST, VALLEY STREAM, NY 11580-2632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2018Loan Modification, Mortgage · FHA Mortgage
ROUNDPOINT MTG SVCNG
Jun 26, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2015 · Amount on Record
Deed SaleSep 28, 2015 · Amount on Record
Deed Document Number2015638
Deed Book / Page13266 / 587
Record UpdatedSep 20, 2026

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU NY
Property Address12 COMBER ST, VALLEY STREAM, NY 11580-2632
Document Number0430070444
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COMBER ST VALLEY STREAM NY 115802632, VALLEY STREAM, NY 11580-2632

Mortgage

Document Number0430070444
DateAug 20, 2018
Book Page043007/000444
Instrument74219
Lender
NameROUNDPOINT MTG SVCNG
TypeMortgage Company
Address5016 PARKWAY PLAZA BLVD # 200, CHARLOTTE, NC 28217-1930
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2048
Interest
Rate4.62%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address12 COMBER ST, VALLEY STREAM, NY 11580-2632
Document Number0429400565
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COMBER ST VALLEY STREAM NY 115802632, VALLEY STREAM, NY 11580-2632

Mortgage

Document Number0429400565
DateJul 16, 2018
Book Page042940/000565
Instrument61780
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityValley Stream Village
Elementary School DistrictValley Stream Union Free School District 13 (PK - 06)
Secondary School DistrictValley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$431 (-5.48%) Land $193 Building $238$456,000 (-)
2025$7,976.00 (-3.62%)
2023$8,276.00 Additional exemption filed$456 Land $193 Building $263$456,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 372 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Comber St

Nearby Streets

Search Property Records by Address or Parcel Number