12 Columbus Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Columbus Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1987
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Feb 2024)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2023 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`WEST M:36 B:187`

Property Details

APN / Parcel Number

Primary APN	`WEST M:36 B:187`
Alternative APNs	`M:036 B:187 L` `18045620`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,217 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18045620
Street Address	12 COLUMBUS AVE
City	WESTERLY
State	RI
Zip	02891-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	187
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	5
Census Block	5004
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North End Historic District listed 2006 · 296 contributing resources · NRIS 06000298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Columbus Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 COLUMBUS AVE, WESTERLY, RI 02891-1548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RICHARD C FIORE
Nov 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Apr 15, 2011 · Amount on File
Deed Document Number	2024545
Deed Book / Page	2024 / 1897
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	2019-18804
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 28, 2024
Property Address	12 COLUMBUS AVE, WESTERLY, RI 02891-1548
Document Number	02024-1897
Book / Page	2024 / 1897
Instrument Date	Feb 28, 2024
Instrument	2024-545
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COLUMBUS AVE, WESTERLY, RI 02891-1548

Mortgage

Document Number	0002024546
Date	Feb 28, 2024
Instrument	2024-546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 COLUMBUS AVE, WESTERLY, RI 02891-1548
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023-12385
Date	Sep 15, 2023
Book Page	2023/12385
Instrument	2023-3064

Lender

Name	RICHARD C FIORE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2024

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 4, 2019
Property Address	12 COLUMBUS AVE, WESTERLY, RI 02891-1548
Document Number	2019-8804
Book / Page	002019 / 018804
Instrument Date	Oct 7, 2019
Instrument	4786
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 COLLINS RD ASHAWAY RI 028042512, ASHAWAY, RI 02804-2512

Tax Assessment & Valuation

The 2025 property tax bill for 12 Columbus Ave was $2,402.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00	$308,800 Land $118,800 Building $190,000	$404,470
2023	$2,427.00 (+0.58%)	$238,900 (-) Land $84,800 Building $154,100
2022	$2,413.00	$238,900 Land $84,800 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Columbus Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1979–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Columbus Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline, Frontier, Xfinity.

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