Union County and Summit City property record for 12 Colony Ct, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,274 sqft · built 2006 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,586,000 (Apr 2022) |
| Tax Bill | $22,838 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04601-0000-00010 |
| Primary APN | 18-04601-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,579 sqft (0.174 acres) |
| Account Number | 80137374 |
|---|---|
| Street Address | 12 COLONY CT |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | GLEN OAKS |
| Legal Block | 4601 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-04601-0000-00010
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 COLONY CT, SUMMIT, NJ 07901-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Nov 05, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 27, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | May 02, 2005 · Amount on Record |
| Deed Document Number | 202217423 |
| Deed Book / Page | 6461 / 2485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 COLONY CT, SUMMIT, NJ 07901-3204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0157382810 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 15738/2810 |
| Instrument | 86811 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 COLONY CT, SUMMIT, NJ 07901-3204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 12 COLONY CT, SUMMIT, NJ 07901-3204 |
| Document Number | 0150952800 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 15095/2800 |
| Instrument | 24440 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 07, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 27, 2022 |
| Property Address | 12 COLONY CT, SUMMIT, NJ 07901-3204 |
| Document Number | 0064612485 |
| Book / Page | 6461 / 2485 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 17423 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,525.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 COLONY CT, SUMMIT, NJ 07901-3204 |
| Name | Verified Name |
|---|---|
| Address | 12 COLONY CT, SUMMIT, NJ 07901-3204 |
| Document Number | 0000036361 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 36361 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,800 (-) Land $198,500 Building $312,300 | $510,800 (-) Land $198,500 Building $312,300 | |
| 2025 | $22,838.00 (+2.64%) | $510,800 (-) Land $198,500 Building $312,300 | $510,800 (-) Land $198,500 Building $312,300 |
| 2024 | $22,250.00 (+1.7%) | ||
| 2023 | $510,800 Land $198,500 Building $312,300 | $510,800 Land $198,500 Building $312,300 | |
| 2022 | $21,877.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1979–2021) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: AT&T.
Based on FCC filings for 427 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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