12 Colonial Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 12 Colonial Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1991
Lot Size	0.391 acres (17,013 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Jan 1993)
Tax Bill	$1,157 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 23A 1 1`

Property Details

APN / Parcel Number

Primary APN	`08 23A 1 1`
Alternative APN	`124676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,150 sqft Heated Area
Gross Area	1,954 sqft
1st Floor Area	1,150 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2011
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,013 sqft (0.391 acres)
Lot Dimensions	159 ft deep x 107 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	248 sqft
Patio Area	208 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	124676
Street Address	12 COLONIAL AVE
City	GRANITE FALLS
State	NC
Zip	28630-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1524 PG 608 YR 04 ST 0.00
Legal Subdivision	HUNTERS RIDGE ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3001
Census Tract	31402

Owner

12 Colonial Ave is owned and occupied by an individual who bought it in January 1993.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 COLONIAL AVE, GRANITE FALLS, NC 28630-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1993 · Amount on File
Deed Sale	Jan 1, 1993 · Amount on File
Prior Sale	Jan 1, 1991 · Amount on File
Deed Book / Page	1097 / 1685
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	12 COLONIAL AVE, GRANITE FALLS, NC 28630-1304
Document Number	0010049737
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COLONIAL AVE GRANITE FALLS NC 286301304, GRANITE FALLS, NC 28630-1304

Mortgage

Document Number	0010049737
Date	Oct 26, 2020
Book Page	002002/000736
Instrument	10049737

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12 Colonial Ave was $1,157, down 6.1% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,157.00 (-6.09%)	$244,100 (-) Land $16,500 Building $227,600
2025	$1,232.00	$244,100 Land $16,500 Building $227,600	$244,100 Land $16,500 Building $227,600
2023		$144,800 (-) Land $16,500 Building $128,300	$144,800 (-) Land $16,500 Building $128,300
2022	$911.00	$144,800 Land $16,500 Building $128,300	$144,800 Land $16,500 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Colonial Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Colonial Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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