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12 Coldwater Ct, Towson, MD 21204 Property Records

Baltimore County property record for 12 Coldwater Ct, Towson, MD 21204

Property Summary

Property TypeTownhouse
Details4 ba · 2,463 sqft · built 1979
Lot Size0.058 acres (2,530 sqft)
Owner2 Individual Names on Record
Last Sale$482,000 (Nov 2020)
Tax Bill$3,345 (2023)
Deeds & MortgagesFeb 2021 Line of Credit
Nov 2020 Sale
APN08-1700014579

Property Details

APN / Parcel Number

Primary APN08-1700014579
Alternative APNs
  • 81700014579
  • 1700014579

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,463 sqft Total Area
1st Floor Area1,389 sqft
Basement Area474 sqft
Finished Basement474 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,530 sqft (0.058 acres)
Lot Dimensions110 ft deep x 23 ft wide
Garage TypeBuilt-in
Garage Area315 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area164 sqft
Deck Area164 sqft
Greenhouse66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1700014579
Old Parcel Number81700014579
Street Address12 COLDWATER CT
CityTOWSON
StateMD
Zip21204-2043
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description12 COLDWATER CT RUXTON CROSSING TOWNHSE
Legal Section1
Legal SubdivisionRUXTON CROSSING TOWNHSE
Legal BlockE
Legal Lot Number6
JurisdictionBALTIMORE MD
Township / Civil Division8
Census Block Group1
Census Block1013
Census Tract408702

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 COLDWATER CT, TOWSON, MD 21204-2043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA
Nov 10, 2020Grant Deed, Transfer
REAL ESTATE SETTLEMENTS ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleJul 17, 2013 · Amount on Record
Deed Document Number0043614498
Deed Book / Page43614 / 498
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address12 COLDWATER CT, TOWSON, MD 21204-2043
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0441690126
DateFeb 23, 2021
Book Page44169/126
Lender
NameFULTON BANK NA
TypeBank
AddressLANCASTER, PA 17602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateNov 10, 2020
Property Address12 COLDWATER CT, TOWSON, MD 21204-2043
Document Number0436140498
Book / Page043614 / 000498
Instrument DateSep 21, 2020
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyREAL ESTATE SETTLEMENTS ESCROW

Transaction

AmountAmount Recorded
Tax$7,230.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COLDWATER CT TOWSON MD 212042043, TOWSON, MD 21204-2043

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,345.00 Homeowner's exemption$429,100 Land $100,000 Building $329,100$429,100 Land $100,000 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims16 (1979–2011)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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