12 Cobblestone Ln, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 12 Cobblestone Ln, Worcester, MA 01606

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,656 sqft · built 1974
Lot Size7.98 acres (347,805 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Nov 2014)
Tax Bill$4,741 (2026)
Deeds & MortgagesNov 2021 Refinance
Apr 2024 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-48A-2-1CG

Property Details

APN / Parcel Number

Primary APN36-48A-2-1CG
Alternative APNs
  • WORC M:36 B:48A L:2-1CG
  • M:36 B:48A L:2=1CG

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
Gross Area2,000 sqft
1st Floor Area732 sqft
AtticAttic
Attic Area1,344 sqft
Basement Area1,860 sqft
Unfinished Basement1,860 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area347,805 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number36-48A-2-1CG
Street Address12 COBBLESTONE LN
CityWORCESTER
StateMA
Zip01606-1205
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionQUABBIN ESTATES CONDO
Legal Block48A
Legal Lot Number2-1CG
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2003
Census Tract730200

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 COBBLESTONE LN, WORCESTER, MA 01606-1205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CORNERSTONE BANK
Apr 4, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CORNERSTONE BANK
Nov 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CORNERSTONE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2014 · Amount on Record
Deed SaleNov 5, 2014 · Amount on Record
Prior SaleJan 13, 2012 · Amount on Record
Deed Book / Page53007 / 281
Transfer Doc053007-281
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address12 COBBLESTONE LN, WORCESTER, MA 01606-1205
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066431-148
DateNov 1, 2021
Book Page66431/148
Instrument153534
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address12 COBBLESTONE LN, WORCESTER, MA 01606-1205
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00070363-1
DateApr 4, 2024
Book Page70363/1
Instrument24573
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMay 1, 2049

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address12 COBBLESTONE LN, WORCESTER, MA 01606-1205
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number66431-148
DateNov 1, 2021
Book Page66431/148
Instrument153534
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,741.00 (+2.93%)$357,000 (+2.23%) Building $357,000$357,155 (-0.83%)
2025$4,606.00 (-0.52%)$349,200 (+8.14%) Building $349,200$360,145 (+8.47%)
2024$332,025
2023$4,630.00$322,900 Building $322,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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