12 Cob Dr, Westport, CT 06880 Property Records

Westport Town property record for 12 Cob Dr, Westport, CT 06880

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,237 sqft · built 1965
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$887,000 (May 2015)
Tax Bill	$14,865 (2025)
Deeds & Mortgages	Sep 2021 Refinance Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WPOR M:E14 L:033-000`

Property Details

APN / Parcel Number

Primary APN	`WPOR M:E14 L:033-000`
Alternative APNs	`WPRT M:E14 L:033-000` `04374` `4374`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,237 sqft Living Area
Gross Area	8,905 sqft
1st Floor Area	2,715 sqft
Attic	Attic
Attic Area	2,240 sqft
Basement Area	2,535 sqft
Unfinished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4374
Street Address	12 COB DR
City	WESTPORT
State	CT
Zip	06880-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Lot Number	33-0
Jurisdiction	WESTPORT CT
Township / Civil Division	WESTPORT
Census Block Group	3
Census Block	3017
Census Tract	50302

Owner

12 Cob Dr is owned and occupied by an individual who bought it in May 2015.

Source: Westport Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12 COB DR, WESTPORT, CT 06880-2109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 20, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on File
Deed Sale	May 29, 2015 · Amount on File
Prior Sale	Sep 1, 1998 · Amount on File
Deed Document Number	2015374913
Deed Book / Page	3613 / 319
Transfer Doc	003613-317
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTPORT CT
Property Address	12 COB DR, WESTPORT, CT 06880-2109
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004177-233
Date	Sep 30, 2021
Book Page	4177/233

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTPORT CT
Property Address	12 COB DR, WESTPORT, CT 06880-2109
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004206-153
Date	Dec 29, 2021
Book Page	4206/153

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2046

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTPORT CT
Recording Date	Nov 20, 2024
Property Address	12 COB DR, WESTPORT, CT 06880-2109
Document Number	004347-633
Book / Page	4347 / 633
Instrument Date	Nov 19, 2024
Instrument	1998
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COB DR, WESTPORT, CT 06880-2109

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTPORT CT
Property Address	12 COB DR, WESTPORT, CT 06880-2109
Document Number	3848-33
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COB DR WESTPORT CT 068802109, WESTPORT, CT 06880-2109

Mortgage

Document Number	3848-33
Date	Mar 23, 2018
Book Page	003848/000033
Instrument	423846

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cob Dr was $14,865.

Source: Westport Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westport Town
Unified School District	Westport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,865.00	$788,200 Land $428,500 Building $359,700	$551,740 Land $299,950 Building $251,790
2024	$14,865.00 (+2.78%)
2023	$14,463.00	$788,200 Land $428,500 Building $359,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cob Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cob Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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