12 Co Rd 130A, Bruce, MS 38915 Property Records

Calhoun County property record for 12 Co Rd 130A, Bruce, MS 38915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,381 sqft · built 1957
Lot Size	19.9 acres (867,715 sqft)
Owner	Individual Name on File
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1405000040016`

Property Details

APN / Parcel Number

Primary APN	`1405000040016`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,381 sqft Adjusted Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	867,715 sqft (19.9 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	12 COUNTY ROAD 130A
City	BRUCE
State	MS
Zip	38915-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19.92 AC PT W2 NE
Jurisdiction	CALHOUN MS
Township / Civil Division	2
Census Block Group	2
Census Block	2060
Census Tract	950100

Owner

12 Co Rd 130A is owned and occupied by an individual who acquired it in September 2020.

Source: Calhoun County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12 COUNTY ROAD 130A, BRUCE, MS 38915-9687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020
Deed Sale	Sep 17, 2020
Deed Document Number	0020202392
Deed Book / Page	2020 / 2392
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	12 COUNTY ROAD 130A, BRUCE, MS 38915-9687
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 COUNTY ROAD 130, HOULKA, MS 38850-9200

Mortgage

Document Number	2024000041
Date	Jan 3, 2024
Instrument	2024000041

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	12 COUNTY ROAD 130A, BRUCE, MS 38915-9687
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 COUNTY ROAD 130, HOULKA, MS 38850-9200

Mortgage

Document Number	000439/286
Date	Apr 27, 2022
Book Page	439/286
Instrument	2022000972

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	18 Months
Due	Oct 22, 2023

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MS
Recording Date	Sep 17, 2020
Property Address	12 COUNTY ROAD 130A, BRUCE, MS 38915-9687
Document Number	256/465
Book / Page	256 / 465
Instrument Date	Sep 17, 2020
Instrument	2020002392
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 COUNTY ROAD 130, 614, HOULKA, MS 38850-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 COUNTY ROAD 130, HOULKA, MS 38850-9200

Tax Assessment & Valuation

The 2025 property tax bill for 12 Co Rd 130A was $3,035.

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00	$25,653 Land $971 Building $24,682	$247,439 Land $8,473 Building $238,966
2023	$697.00	$5,852 Land $1,158 Building $4,694	$39,016 Land $7,722 Building $31,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Co Rd 130A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Co Rd 130A is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT COMFORT W/A public/private · serves 1,085 people · EPA ID MS0070010
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 130A

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