Cumberland County and Scarborough Town property record for 12 Cloverleaf Ln, Scarborough, ME 04074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,976 sqft · built 1999 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,174 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R020132 |
| Primary APN | R020132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,926 sqft |
| 1st Floor Area | 1,030 sqft |
| Basement Area | 946 sqft |
| Unfinished Basement | 946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 81,022 sqft (1.86 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1592 |
|---|---|
| Street Address | 12 CLOVERLEAF LN |
| City | SCARBOROUGH |
| State | ME |
| Zip | 04074-8440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 16 |
| Legal Subdivision | CLOVER LEAF ESTS |
| Legal Lot Number | 132 |
| Jurisdiction | SCARBOROUGH ME |
| Township / Civil Division | SCARBOROUGH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 17306 |
12 Cloverleaf Ln is owned and occupied by an individual.
Source: Cumberland County and Scarborough Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CLOVERLEAF LN, SCARBOROUGH, ME 04074-8440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| May 31, 2019 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCARBOROUGH ME |
| Recording Date | Jun 9, 2026 |
| Property Address | 12 CLOVERLEAF LN, SCARBOROUGH, ME 04074-8440 |
| Document Number | 0423110218 |
| Book / Page | 42311 / 218 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 CLOVERLEAF LN, SCARBOROUGH, ME 04074-8440 |
| Document Number | 0000000015, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 42311/218 |
| Instrument | 202615 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCARBOROUGH ME |
| Property Address | 12 CLOVERLEAF LN, SCARBOROUGH, ME 04074-8440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0356820048 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 35682/48 |
| Instrument | 22455 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 12 Cloverleaf Ln was $7,174.
Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Scarborough Town |
| Unified School District | Scarborough (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,174.00 | $633,200 Land $169,900 Building $463,300 |
| 2023 | $6,701.00 (+3.76%) | $419,600 (-) Land $121,500 Building $298,100 |
| 2022 | $6,458.00 | $419,600 Land $121,500 Building $298,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Cloverleaf Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cloverleaf Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Fidium Fiber.
5G (outdoors only) and 4G LTE
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