Norfolk County and Holbrook Town property record for 12 Clover Rd, Holbrook, MA 02343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1957 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2020) |
| Tax Bill | $30 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:33 L:282=00=0 |
| Primary APN | M:33 L:282=00=0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 2,104 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 CLOVER RD |
|---|---|
| City | HOLBROOK |
| State | MA |
| Zip | 02343-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 282--0 |
| Jurisdiction | HOLBROOK MA |
| Township / Civil Division | HOLBROOK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 421100 |
12 Clover Rd is owned and occupied by two individuals who bought it in August 2020.
Source: Norfolk County and Holbrook Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CLOVER RD, HOLBROOK, MA 02343-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK |
| Aug 12, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Dec 20, 2013 · Amount on File |
| Deed Book / Page | 38206 / 359 |
| Prior Transfer Date | Jul 31, 2020 |
| Prior Transfer Doc | 38206-359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLBROOK MA |
| Property Address | 12 CLOVER RD, HOLBROOK, MA 02343-1610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36743-552 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 36743/552 |
| Instrument | 29667 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLBROOK MA |
| Recording Date | Aug 12, 2020 |
| Property Address | 12 CLOVER RD, HOLBROOK, MA 02343-1610 |
| Document Number | 38206-359 |
| Book / Page | 38206 / 359 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 81534 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 CLOVER RD, HOLBROOK, MA 02343-1610 |
| Document Number | 81535 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 81535 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12 Clover Rd was $30, down 99% from the year before.
Source: Norfolk County and Holbrook Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Holbrook Town |
| Unified School District | Holbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30.00 (-99.03%) | $234,900 (+2.22%) Land $103,300 Building $131,600 | $416,385 |
| 2024 | $3,089.00 (-5.94%) | $229,800 (+7.63%) Land $103,200 Building $126,600 | |
| 2023 | $3,284.00 | $213,500 Land $93,800 Building $119,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Clover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 12 (1979–2010) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Mar 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Clover Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLBROOK PUBLIC WORKS DEPT serves 11,405 people · EPA ID MA4133000 |
|---|---|
| Water Source | Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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