Union County and Berkeley Heights Township property record for 12 Clover Ct, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,725 sqft · built 2017 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Oct 2023) |
| Tax Bill | $14,228 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01301-0000-00008-06-CONDO |
| Primary APN | 01-01301-0000-00008-06-CONDO |
|---|
| Building Area | 1,725 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Lot Area | 5,489 sqft (0.126 acres) |
| Street Address | 12 CLOVER CT |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COTTAGE STREET STATION COURT |
| Legal Block | 1301 |
| Legal Lot Number | 8.6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 38201 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CLOVER CT, BERKELEY HEIGHTS, NJ 07922-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on File |
| Deed Sale | Oct 13, 2023 · Amount on File |
| Prior Sale | Nov 21, 2017 · Amount on File |
| Deed Document Number | 202332872 |
| Deed Book / Page | 6524 / 2758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 13, 2023 |
| Property Address | 12 CLOVER CT, BERKELEY HEIGHTS, NJ 07922-1551 |
| Document Number | 0065242758 |
| Book / Page | 6524 / 2758 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 32872 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | NOT AVAILABLE, SEBER TITLE & STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,609.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 CLOVER CT, BERKELEY HEIGHTS, NJ 07922-1551 |
| Name | Verified Name |
|---|---|
| Address | 12 CLOVER CT, BERKELEY HEIGHTS, NJ 07922-1551 |
| Document Number | 0000057314 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 57314 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 CLOVER CT, BERKELEY HEIGHTS, NJ 07922-1551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | LEMONBREW ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0149502659 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 14950/2659 |
| Instrument | 10805 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 CLOVER CT, BERKELEY HEIGHTS, NJ 07922-1551 |
| Document Number | 0146892069 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CLOVER CT BERKELEY HEIGHTS NJ 079221551, BERKELEY HEIGHTS, NJ 07922-1551 |
| Document Number | 0146892069 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 014689/002069 |
| Instrument | 690873 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 CLOVER CT, BERKELEY HEIGHTS, NJ 07922-1551 |
| Document Number | 0145752263 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CLOVER CT BERKELEY HEIGHTS NJ 079221551, BERKELEY HEIGHTS, NJ 07922-1551 |
| Document Number | 0145752263 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 014575/002263 |
| Instrument | 675587 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 16, 2039 |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,300 (-) Land $84,000 Building $239,300 | $323,300 (-) Land $84,000 Building $239,300 | |
| 2025 | $14,228.00 (+2.66%) | $323,300 (-) Land $84,000 Building $239,300 | $323,300 (-) Land $84,000 Building $239,300 |
| 2024 | $13,859.00 (+2.09%) | ||
| 2023 | $323,300 (-) Land $84,000 Building $239,300 | $323,300 (-) Land $84,000 Building $239,300 | |
| 2022 | $13,575.00 | $323,300 Land $84,000 Building $239,300 | $323,300 Land $84,000 Building $239,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 40 condo units |
| Nearby Flood Claims | 17 (1978–2025) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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