12 Cliffview Dr, Mount Sterling, OH 43143 Property Records

Madison County property record for 12 Cliffview Dr, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jun 2018)
Tax Bill	$205 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00519.000`

Property Details

APN / Parcel Number

Primary APN	`18-00519.000`
Alternative APN	`021632-8`

Exterior

Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	74 ft deep x 31 ft wide
Garage Type	Detached
Garage Area	140 sqft

Location & Zoning

Account Number	021632-8
Street Address	12 CLIFFVIEW DR
City	MOUNT STERLING
State	OH
Zip	43143-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW 1/2 42 PLEAS RIDGE 3 (.1005A)
Legal Subdivision	MT STRING
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2029
Census Tract	41200

Owner

12 Cliffview Dr is owned and occupied by two individuals who acquired it in January 2020.

Source: Madison County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CLIFFVIEW DR, MOUNT STERLING, OH 43143-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BMI FCU
Dec 13, 2019	Warranty Deed, Transfer HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Apr 8, 2014 · Amount on File
Deed Document Number	20182723
Deed Book / Page	341 / 1274
Last Transfer Date	Jan 22, 2020
Transfer Doc	0000000928
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON OH
Recording Date	Feb 8, 2021
Property Address	12 CLIFFVIEW DR, MOUNT STERLING, OH 43143-1203
Document Number	0000000928
Book / Page	378 / 1877
Map Reference	MB 2 PG 143
Instrument Date	Jan 22, 2020
Instrument	202100000928
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6165 EMERALD PKWY, DUBLIN, OH 43016-3248

Mortgage

Document Number	0000000929
Date	Feb 8, 2021
Instrument	202100000929

Lender

Name	BMI FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Dec 13, 2019
Property Address	12 CLIFFVIEW DR, MOUNT STERLING, OH 43143-1203
Document Number	0000005686
Book / Page	000359 / 001283
Instrument Date	Dec 3, 2019
Instrument	5686
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	QUALITY CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$66.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CLIFFVIEW DR MOUNT STERLING OH 43143, MOUNT STERLING, OH 43143

Mortgage

Document Number	5687
Date	Dec 13, 2019
Book Page	000359/001287
Instrument	5687

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cliffview Dr was $205, up 0.5% from the year before.

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Municipality	Mount Sterling Village
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$205.00 (+0.49%)	$5,700 (-) Land $4,360 Building $1,340
2024	$204.00 (+6.81%)	$5,700 (-) Land $4,360 Building $1,340
2023	$191.00 (+14.37%)	$5,700 (+36.04%) Land $4,360 Building $1,340	$16,280 Land $12,460 Building $3,820
2022	$167.00	$4,190 Land $3,210 Building $980
2020			$11,990 Land $9,180 Building $2,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Cliffview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cliffview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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