1. Home
  2. Massachusetts
  3. Worcester County
  4. Worcester
  5. Cliff St

12 Cliff St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 12 Cliff St, Worcester, MA 01607 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 2020
Lot Size0.341 acres (14,840 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Jul 2026)
Tax Bill$5,368 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-002-0014A

Property Details

APN / Parcel Number

Primary APN31-002-0014A
Alternative APN
  • WORC M:31 B:002 L:0014A

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,126 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,840 sqft (0.341 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number31-002-0014A
Street Address12 CLIFF ST
CityWORCESTER
StateMA
Zip01607-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number14A
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2008
Census Tract732802

Owner

Source: Worcester County and Worcester City records · APN 31-002-0014A

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 CLIFF ST, WORCESTER, MA 01607-1404
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Quit Claim Deed, Transfer
Aug 18, 2025Quit Claim Deed, Transfer · Conventional Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleAug 18, 2025 · Amount on Record
Deed Document Number202665422
Deed Book / Page73962 / 145
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 30, 2026
Property Address12 CLIFF ST, WORCESTER, MA 01607-1404
Document Number0000065422
Book / Page73962 / 145
Instrument DateJul 25, 2026
Instrument202665422
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CLIFF ST, WORCESTER, MA 01607-1404

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateAug 18, 2025
Property Address12 CLIFF ST, WORCESTER, MA 01607-1404
Document Number0072411-64
Book / Page72411 / 64
Instrument DateAug 18, 2025
Instrument69514
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CLIFF ST, WORCESTER, MA 01607-1404

Mortgage

Document Number0000069515
DateAug 18, 2025
Instrument69515
Lender
NameEMM LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,368.00 (+5.77%)$407,000 (+15%) Land $119,000 Building $288,000$387,980 (+25.05%)
2024$310,270
2023$5,075.00$353,900 Land $103,500 Building $250,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277328022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cliff St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures