12 Cliff St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 12 Cliff St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,663 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jul 2022)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`OLDN M:031 L:015`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:031 L:015`
Alternative APN	`3069`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,663 sqft Total Area
1st Floor Area	6,370 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3069
Street Address	12 CLIFF ST
City	OLD TOWN
State	ME
Zip	04468-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	15
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	2
Census Block	2005
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 HILLIARD ST, OLD TOWN, ME 04468-1804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	May 11, 2010
Deed Book / Page	16544 / 296
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jul 11, 2022
Property Address	12 CLIFF ST, OLD TOWN, ME 04468-1174
Document Number	0165440296
Book / Page	16544 / 296
Instrument Date	Jul 7, 2022
Instrument	19419
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HILLIARD ST, OLD TOWN, ME 04468-1804

Mortgage

Document Number	0000019420
Date	Jul 11, 2022
Instrument	19420

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	12 CLIFF ST, OLD TOWN, ME 04468-1174
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150950326
Date	Mar 18, 2019
Book Page	15095/326
Instrument	7154

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,001.00 (+12.86%)	$150,200 (-) Land $16,500 Building $133,700
2024	$2,659.00	$150,200 (-) Land $16,500 Building $133,700
2023	$2,659.00 (+16.57%)	$150,200 (+38.31%) Land $16,500 Building $133,700	$169,765
2022	$2,281.00	$108,600 Land $14,300 Building $94,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1984–2010)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Dec 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2008 · 2 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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