12 Clermont Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 12 Clermont Ln, Saint Louis, MO 63124

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,876 sqft · built 1927
Lot Size1.88 acres (81,893 sqft)
OwnerTrust Name on File
Last Sale$1,885,000 (Jul 2017)
Tax Bill$19,277 (2025)
Deeds & MortgagesJan 2019 Transfer
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18M-23-0156

Property Details

APN / Parcel Number

Primary APN18M-23-0156

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area5,876 sqft Living Area
Gross Area6,474 sqft
1st Floor Area1,428 sqft
AtticAttic
Attic Area437 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area81,893 sqft
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchOpen Frame Porch
Porch Area30 sqft
Patio Area431 sqft
Poultry House50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 CLERMONT LN
CitySAINT LOUIS
StateMO
Zip63124-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code33C
Legal DescriptionCLERMONT LOTS 9 THRU 14 RESUB LOT 12 A
Legal SubdivisionCLERMONT LOTS 9 THRU 14 RESUB
Legal Lot Number12,A
JurisdictionST LOUIS MO
Township / Civil DivisionCLAYTON
Census Block Group1
Census Block1006
Census Tract215400

Owner

12 Clermont Ln is owner-occupied and held in a trust since December 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of RecordTrust Name on File
Mailing Address12 CLERMONT LN, SAINT LOUIS, MO 63124-1322
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 6, 2017Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2017 · Amount on File
Deed SaleJul 6, 2017 · Amount on File
Prior SaleMay 24, 1999 · Amount on File
Deed Document Number2017620
Deed Book / Page22596 / 2901
Last Transfer DateDec 10, 2018
Transfer Doc0233660283
Record UpdatedOct 29, 2026

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MO
Recording DateJan 22, 2019
Property Address12 CLERMONT LN, SAINT LOUIS, MO 63124-1322
Document Number0233660283
Book / Page023366 / 000283
Instrument DateDec 10, 2018
Instrument67
Transaction TypeTransfer
Record UpdatedFeb 7, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12 CLERMONT LN ST LOUIS MO 631241322, ST LOUIS, MO 63124-1322

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MO
Recording DateJul 6, 2017
Property Address12 CLERMONT LN, SAINT LOUIS, MO 63124-1322
Document Number0225962901
Book / Page022596 / 002901
Instrument DateJun 30, 2017
Instrument620
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 CLERMONT LN ST LOUIS MO 631241322, ST LOUIS, MO 63124-1322

Mortgage

Document Number225962904
DateJul 6, 2017
Book Page022596/002904
Instrument621
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJul 5, 2047
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 12 Clermont Ln was $19,277, up 1.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityLadue City
Unified School DistrictLadue School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,860 (-) Land $177,710 Building $119,150$1,562,400 (-) Land $935,300 Building $627,100
2025$19,277.00 (+1.58%)$296,860 Land $177,710 Building $119,150$1,562,400 Land $935,300 Building $627,100
2024$18,978.00 (+0.19%)
2023$18,942.00$281,200 Land $127,360 Building $153,840$1,480,000 Land $670,300 Building $809,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Clermont Ln in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims107 (1978–2022)
Claims Outside the SFHA30 of 107
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 15 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 17 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Clermont Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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