12 Clearwater Dr, Winfield, WV 25213 Property Records

Putnam County property record for 12 Clearwater Dr, Winfield, WV 25213

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,764 sqft · built 2006
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$378,699 (Oct 2006)
Tax Bill$4,188 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-193A-0001.0000

Property Details

APN / Parcel Number

Primary APN10-193A-0001.0000
Alternative APNs
  • 40-10-193A-0001.0000
  • 00043232

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,764 sqft Living Area
1st Floor Area5,528 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Lot Area43,560 sqft (1 acres)
Lot Dimensions145 ft deep x 301 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00043232
Street Address12 CLEARWATER DR
CityWINFIELD
StateWV
Zip25213-9581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1894 SEC 1 PH 1 CRYSTAL SPRINGS SUBD
Legal SubdivisionCRYSTAL SPRINGS SUB
Legal Lot Number1894
JurisdictionPUTNAM WV
Township / Civil Division2
Census Block Group3
Census Block3066
Census Tract20300

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 CLEARWATER DR, WINFIELD, WV 25213-9581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2006 · Amount on Record
Deed SaleOct 25, 2006 · Amount on Record
Deed Book / Page470 / 263
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM WV
Property Address12 CRYSTAL SPRINGS DR, WINFIELD, WV 25213
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001275/669
DateFeb 4, 2021
Book Page1275/669
Instrument004974520017
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,188.00 (+7.47%)$354,960 (+8.11%) Land $72,420 Building $282,540$591,600 (+8.11%) Land $120,700 Building $470,900
2025$3,897.00 (+20.24%) Homeowner's exemption$328,320 (+14.5%) Land $59,160 Building $269,160$547,200 (+14.5%) Land $98,600 Building $448,600
2023$3,241.00 (+0.84%) Homeowner's exemption$286,740 (+0.02%) Land $59,160 Building $227,580$477,900 (+0.02%) Land $98,600 Building $379,300
2022$3,214.00 Homeowner's exemption$286,680 Land $62,640 Building $224,040$477,800 Land $104,400 Building $373,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims8 (1996–2018)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 2018 · river or lake flooding
Claims by Event
  • Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 55% of West Virginia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPUTNAM P S D
serves 26,410 people · EPA ID WV3304011
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Frontier, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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