Central Falls City property record for 12 Clay St, Central Falls, RI 02863
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 3 ba · 3,544 sqft · built 1900 |
| Lot Size | 0.062 acres (2,692 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Aug 2015) |
| Tax Bill | $6,495 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-0664-99 |
| Primary APN | 22-0664-99 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,544 sqft Living Area |
| Gross Area | 4,742 sqft |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,198 sqft |
| Unfinished Basement | 1,198 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,692 sqft (0.062 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 22-0664-99 |
|---|---|
| Street Address | 12 CLAY ST |
| City | CENTRAL FALLS |
| State | RI |
| Zip | 02863-3102 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-3 |
| Jurisdiction | CENTRAL FALLS RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10800 |
Source: Central Falls City records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 CLAY ST, CENTRAL FALLS, RI 02863-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2015 · Amount on Record |
| Deed Sale | Aug 12, 2015 · Amount on Record |
| Prior Sale | Jul 3, 2014 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 12 CLAY ST, CENTRAL FALLS, RI 02863-3102 |
| Document Number | 973-7 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 CLAY ST CENTRAL FALLS RI 028633102, CENTRAL FALLS, RI 02863-3102 |
| Document Number | 973-7 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 000973/000007 |
| Instrument | 422 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
Source: Central Falls City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Central Falls City |
| Unified School District | Central Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,495.00 (+2.83%) | $491,700 (+44.41%) Land $93,000 Building $398,700 |
| 2023 | $6,316.00 (+54.58%) | $340,500 (-) Land $90,700 Building $249,800 |
| 2022 | $4,086.00 | $340,500 Land $90,700 Building $249,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 46 units insured incl. 39 condo units |
| Nearby Flood Claims | 11 (1979–2026) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile, Xfinity.
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